Smart Banking

your finances always at hand

More information



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Pay conveniently

Smart Banking makes full use of your smartphone’s possibilities. You can easily sign off on payments of up to CZK 50,000 with your fingerprint or by means of Face ID. You can pay merely by scanning a QR code, barcode or money order.

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Have everything under control

In the application, you will find overviews of all of your accounts, payment cards and transaction history. Thanks to transaction notifications, you will always have an overview of what is happening on your account.

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Quickly and easily

We have simplified activation of mobile banking. You can now change the limits of payment and credit cards directly in the Smart Banking application. In the event that you lose your card, you can block it immediately.


Be free of worries

All of your logins and payment signatures are protected in the Smart Banking application by means of a PIN code, finger print or Face ID application.




Change in supported versions of the Android operating system

From September 2019, new updates of the Smart Banking application will no longer be available for users with Android versions below 4.4.3. You don’t know which version of your Android operating system you use? In your device’s settings, you need to look for “Informace o telefonu/Information about telephone” and then “Verze systému Android/Android system version”.

If you use a version of the Android operating system below 4.4.3 and you are no longer able to install the updates for a newer version of this system, we recommend you replace your older smartphone by a newer one. Regular updates of the operating system and applications ensure the highest degree of security when using applications. The existing version of the Smart Banking application will continue to run in Android versions below 4.4.3, however, it will no longer be possible to install updates released from September 2019.


What other benefits will you get?


  • Thanks to the Fast Check functionality, you will find out your balance without the necessity of signing in.
  • Payment templates and automatic saving of recipients will make entering frequently repeated payments easier for you.
  • Set up standing payment orders.
  • You will find display of statements and contractual documents in the Documents folder.
  • The possibility to find the nearest ATM or UniCredit Bank branch whenever you need.
  • Easy administration of payment and credit cards.
  • Part of the application is Smart Key, thanks to which we can attend to your Online Banking.
  • Thanks to transaction notifications, you have an overview of every operation on your account.

    Bonus 3 000 Kč



Have a look at the Application Guide and see what else Smart Banking offers.

Smart Banking application guide


We think not only about your convenience, but also your security


  • Login and payment signature are protected in Smart Banking by means of a PIN, fingerprint or Face ID.


  • The application is connected directly to your mobile telephone, where no sensitive information is stored.


  • The maximum amount that you can send via mobile banking is CZK 500,000.


  • The application automatically shuts down after you have been inactive for three minutes.


Download the smart mobile application today.





Smart Key
Supported mobile telephones
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