Mutual funds

that simply get the job done

Simple investing for everyone

  • Investing can be a great way for you to make money

  • You can then use the money for whatever you like

  • We’re happy to help anyone with their investments

I want to invest

Why invest in funds with us?

6 REASONS WHY IT MAKES SENSE TO CHOOSE US

Potential for an attractive return

Investments in our funds aim to outperform the market and beat inflation.

Interesting range of funds

We offer a wide range of funds, including both those we have developed ourselves and those from the largest asset management firms.

Simple management

You can invest in our funds at any time via Smart Banking, or our bankers will be happy to help you with this.

Start investing with us, even with a small amount

You can invest in our funds on a regular basis from CZK 500 a month and make a one-off investment of CZK 5,000 or more.

Your money is always at hand

If necessary, you can have the money you have invested returned to your account within 3–5 working days.

Led by experts

UniCredit’s teams of experts draw on their many years of experience to actively manage and oversee mutual funds.

We’d be happy to help you with your investments

Whether you complete it yourself in the app or at our branch with your banker, you’ll first fill in a short questionnaire that will help us understand your preferences, knowledge of investments, and attitude to risk. Based on thatyour answers, we’ll tailor a solution to your needs—all types of investors can easily find what they’re looking for with us. 

onemarkets Funds are investment solutions available exclusively to UniCredit Group clients. The range includes actively managed funds managed by leading global investment firms and covers a wide spectrum of investment strategies—from bond funds through to mixed funds and equity funds. This means that investors with different investment objectives and risk appetites can choose the option that suits them.

These funds are continuously monitored by experts from UniCredit Group, who regularly assess their performance and adjust the investment strategy where necessary. With onemarkets Funds, you gain access to global investment opportunities, professional management and carefully selected funds from renowned asset managers.

The range of unit trusts is complemented by selected Generali Invest funds, offering even greater diversification, including within local bond and property funds.

Tip

Are you complete beginners when it comes to investing? You can find out everything about how investments work on the Getting Started with Investing page. Furthermore, before we offer you any investment opportunities, we—like others—will ask you to complete a questionnaire so that we can offer you investments tailored to your needs.

Tailor-made global portfolios

PORTFOLIO SELECTION+ – BROAD DIVERSIFICATION FOR EVERY RISK PROFILE

Whether you’re a beginner or a seasoned investor, whether you’ve been investing for years or are just about to start, we offer ready-made portfolios to suit every risk profile.
 

Portfolio

Bond

Defensive

Conservative

Mixed

Dynamic

Share ratio

0%

15%

30%

50%

80%

Strategy

The portfolio is invested primarily in high-quality debt instruments. It focuses on increasing the value of money, whilst keeping the volatility of the investment’s value low.  

The majority of the portfolio consists of bonds, supplemented by a smaller proportion of equity investments. The strategy aims to generate a stable return whilst maintaining a low level of risk.

The portfolio combines bond and equity investments, with a focus on striking a balance between growth potential and limiting fluctuations in the value of the investment.

The equity and bond components are represented in roughly equal proportions. The strategy offers a balance between long-term growth and portfolio stability.

The portfolio consists mainly of equity investments, with a focus on global companies and long-term growth.

The figures above are current as at of 30 June 2026.

With us, you can invest in the way that suits you best

ONE-OFF INVESTMENTS AND REGULAR INVESTMENTS

Whether you want to harness the potential of investing to ensure a comfortable retirement, raise money for your dreams and goals (such as exotic holidays), or give your children a helping hand to get started in life, we can find the right investment solution for you. With us, you can invest on a one-off or on a regular basis.

And, of course, you can combine these approaches. For example, you could set up a few regular investments, and if you receive annual bonuses, for instance, you can make a one-off contribution to selected investments. You can also increase your investment at any time, thereby preparing for the future.

Clever combination of investment and saving

Interesting fact: You can make use of our Duet Plus, which cleverly combines investment and savings. Thanks to Duet Plus, you can deposit part of your money in a fixed-term deposit at a guaranteed interest rate of up to 6.5% per annum, whilst the rest can earn you even more in mutual funds. You can find further details on the Duet Plus page.

It only takes a moment to start investing with us

SIMPLY THROUGH THE APP OR AT ANY OF OUR BRANCHES

You can start investing with us easily, either online via the Smart Banking app (if you have a current account with us or use any other product), or in person at our branch, where we’ll be happy to guide you through the first steps.

We will always ask you first to complete a short investment questionnaire. This will enable us to find out everything we need to know about you, and we will then be able to recommend our funds and portfolios to you based on this information. 

Questions regarding our mutual funds

READ THE ANSWERS TO THE MOST FREQUENTLY ASKED QUESTIONS

How much are the entry and ongoing fees for the investment?
How much can the selected onemarkets funds earn for me?
Can I withdraw money from my investments at any time?
What factors should you consider when choosing funds or a portfolio?
How can I start investing with UniCredit?
Why should you trust UniCredit’s investment solutions?

Didn't find the answer to your question? Simply give us a call—you can find our contact details below.

We are here for you

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You can find us all over the Czech Republic.

+420 221 210 031

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Disclaimer:

This information is for promotional purposes only and is of an informative nature; it does not constitute a prospectus or statute, personal investment advice or investment recommendations that take into account the individual situation of the investor.

The links to the official websites of UniCredit Investment Lux S.A. and UniCredit Bank GmbH—onemarkets (www.onemarkets.cz) are provided to UniCredit Bank clients solely for the purpose of providing information about these companies and onemarkets Fund. The product information contained on this website is provided for informational purposes only, is subject to change over time, and may be updated by UniCredit Investment Lux S.A. and UniCredit Bank GmbH at any time without notice.

The Bank advises its clients that the investment options listed may not correspond to the investor's target market—you may find yourself outside the target market or even in a negative target market for the investment products listed. The target market can only be assessed based on the information you provide in the investment questionnaire.

The rates, prices, returns, appreciation, performance or other parameters achieved by individual investment instruments in the past can in no way serve as an indicator or guarantee of future rates, prices, returns, appreciation, performance or other parameters of such or similar investment instruments. There is always a risk of fluctuations in value associated with the investment and the return on the original investment is not guaranteed. The investor also bears the credit risk of the issuer of the investment instrument. Investment instruments denominated in foreign currencies are also subject to fluctuations arising from changes in foreign exchange rates, which can have both positive and negative effects, particularly on their rates, prices, appreciation or returns. Any taxation will depend on the investor’s personal circumstances and may vary.

Detailed information on the rules for the provision of investment services by the Bank, the risks associated with investment services and the principles of investment banking client protection is available in the Investment Services at UniCredit Bank Czech Republic and Slovakia document. Basic information on inducements as a potential conflict of interest is available in Conflict of Interest Policy document. The archive of this information is available in MiFID - Archive documents. Should you have any questions, do not hesitate to contact your point of contact in representative at UniCredit Bank.

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