Market in Financial Instruments Directive (MiFID)

Dear clients,

In providing investment services, and especially in trading with investment instruments, UniCredit Bank adheres to rules established further to requirements stipulated by the Directive 2004/39/EC of the European Parliament and of the Council of 21 April 2004 on markets in financial instruments (“MiFID“) or by Act No. 256/2004 Coll. on Capital Markets Undertakings, as amended (the „Act"). The primary aim of these rules is to protect clients, particularly with regard to the extent of information conveyed, the evaluation of information as to a client’s expert knowledge and experiences, and the evaluation of information on the rules of submitting and executing client orders concerning investment instruments.

Client categorisation

In accordance with the Act, the bank is obliged to categorise its clients and to inform them of their placement into the appropriate category. Explanatory information about the categorisation is given in the document:

For the archive of this information please click HERE.


The bank hereby notifies that the aforementioned information is available also in printed form at all of the bank’s points of sale in paper form.

Should you have any questions, please do not hesitate to contact the relevant point of sale at the bank.

Duty to inform

Moreover, the bank is obliged under the Act to provide its clients information on the following:

  • the bank and the investment services it provides,
  • investment instruments,
  • potential risks which may be associated with a given investment service or instrument, and their possible minimization,
  • rules for handling client’s assets and their protection, including the Securities Brokers Guarantee Fund.

All this information is given in the document: Pre-trading duty to inform- version valid from 1.1.2014.

Detailed explanatory information on the Securities Brokers Guarantee Fund, on the conditions for providing compensation, on calculating the amount of compensation, and other particulars of the guarantee system are contained in the document Securities Brokers Guarantee Fund..

For the archive of this information please click HERE.

The bank will inform the client about the content of contracts on providing investment services and on the rights and obligations of the contracting parties arising from these contractual relationships, and the bank will do so always by presenting a proposal of the relevant contract for review such that the client always has sufficient time to examine the contractual terms and conditions.

Under the Act, the bank is obliged to publish for clients its execution policy, conflicts of interest policy including inducements, and rules for lodging complaints and claims. These documents are available for inspection here:

For the archive of this information please click HERE.

The Bank provides its clients with regular reports on the investment services provided. The Bank uses abbreviations (e.g. for market identification or order type) in such information in a standard manner. A list of these abbreviations along with their explanation is given in the document List of Abbreviations Used – version valid from 1.1.2014.

For the archive of this information please click HERE.

For clients who invest into the Czech family of Pioneer funds, a summary of specific examples of conflicts of interest and inducements connected with such orders is available at any branch of the bank.


The bank hereby notifies that the aforementioned information is available also in printed form at all of the bank’s points of sale in paper form.

Should you have any questions, please do not hesitate to contact the relevant point of sale at the bank.

Investment instruments

More specific information related to individual investment instruments is given in separate documents in the form of product lists, fund statutes, and issuance terms and conditions. This information is available in printed form at all branches of the bank as well as on its respective webpages.

Communication of key information

The bank hereby notifies that the aforementioned information is available also in printed form at all of the bank’s points of sale in paper form.

Should you have any questions, please do not hesitate to contact the relevant point of sale at the bank.

Price list

Information on the price for providing an investment service is given in the bank’s Pricelist, which is available for inspection at all branches of the bank as well as on its website:

The prices and fees associated with the provision of an investment service but not indicated in the Pricelist are either given in the document relating to a specific investment instrument (e.g. collective investment fund statutes) or are established individually within a contract on providing an investment service or separately before concluding each individual trade (e.g. individual derivative transactions).


The bank hereby notifies that the aforementioned information is available also in printed form at all of the bank’s points of sale in paper form.

Should you have any questions, please do not hesitate to contact the relevant point of sale at the bank.

Registration

Schedule of business day

The schedule for the acceptance and processing of orders during the business day and the closure of business day are specified as follows:

Activity Time
 Acceptance of orders  8:30 - 17:00
Registration of orders  8:30 - 17:30
Closing of business day  Moment when the registration of changes is completed
 based on orders by the system, not later than at 17:30

 

Specification of the amount of invested material expenses in providing data to eligible persons and the method of settlement of expenses

For the specification of the amount of expedient material expenses associated with the provision of required data from the register of investment instruments and documents stored pursuant to Article 99a par. 1 of Act No. 256/ 2004 Coll. on Capital Markets Undertakings, as amended (hereinafter: the “Act“, or “Data from Register“) to a person who is entitled to seek such data from the register pursuant to Article 115 par. 1 of the Act (hereinafter: the “Applicant“), and which would be incurred by the Bank if they failed to perform their obligation to provide the data from the register, which is imposed by the Act, the Bank shall use the valid and effective tariff for settlement of expenses of Centrální depozitář cenných papírů, a.s. (the Central Securities Depository).

The method of settlement of expenses is governed by the rules laid down by Article 3 of Decree No. 212/2010 Coll. on the method of specifying the amount of invested material expenses and the method of their settlement for data provision by the Central Depository and the person in charge of independent records of investment instruments.


The bank hereby notifies that the aforementioned information is available also in printed form at all of the bank’s points of sale in paper form.

Should you have any questions, please do not hesitate to contact the relevant point of sale at the bank.

Post-Trade Transparency

Pursuant to Article 16c of Act No. 256/2004 Coll. on Capital Markets Undertakings, UniCredit Bank Czech Republic and Slovakia, a.s. as a securities dealer publishes data about transactions in quoted shares closed outside the regulated market seated in a EU Member State or a multilateral business system seated in a EU Member State on the conditions and in the scope determined directly by the applicable regulation of European Communities, implementing Directive of the European Parliament and of the Council regulating markets in financial instruments (MiFID).

Information about risks

The given communication represents neither a personal investment advisory nor an investment recommendation taking into account an investor’s individual situation, particularly with regard to the investor’s professional qualifications and experience in the field of investments or even the investor’s financial situation, investment objectives, or risk attitude.

Rates, prices, yields, appreciations, performances or other parameters achieved by individual investment instruments in the past cannot in any case serve as an indicator or guarantee of future rates, prices, yields, appreciations, performances or other parameters of these or similar financial instruments. Each investment is always connected to the risk of value fluctuation and the return on invested funds is not guaranteed, the investor also bears the credit risk of the investment instrument issuer. Investment instruments denominated in foreign currencies are also exposed to fluctuations following the changes in exchange rates, which can have both positive and negative influence particularly on their rates, prices, appreciations or yields. Other information on the risks is available in the document entitled “Investment services in UniCredit Bank Czech Republic and Slovakia, a.s.

The given communication does not represent special information on an investment services provider, its services, protection of client’s assets, risks, etc. according to the relevant regulations. This information is available in the document entitled “Investment services in UniCredit Bank Czech Republic and Slovakia, a.s.

Before you make an investment decision, please get familiar with the relevant prospectus of the investment instrument. Furthermore, please get familiar with the legislative conditions for the investments, with currency restrictions and tax implications of the investments. Tax treatment depends on the individual circumstances of the investor and may be subject to change in the future.

All information used to produce or found in the text originate or are based on sources which UniCredit Bank Czech Republic and Slovakia, a.s. considers to be trustworthy. Despite devoting all care to the content and verification of these information, UniCredit Bank Czech Republic and Slovakia, a.s. cannot guarantee their correctness, accuracy and completeness.

Additional information

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