Open the door to a world without limits.

Choose your account.

Smart Banking
  • START
  • OPEN
  • TOP

START

For every day

Start account

  • Welcome gift
    • Vouchers up to CZK 1,500 for a new clients for purchases at Alza.cz.

  • Carefree shopping
    • U-šetřete – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Free withdrawals from all other domestic or foreign ATMs, with minimum of CZK 2,000.

  • For your confidence
    • Travel insurance for holidays and business trips.
    • Insurance for your payment cards and personal belongings, such as your wallet or keys.
    • Insurance for online purchases.

  • Basic features
    • Current account in CZK.
    • Debit Card Visa Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
0 CZK

monthly

Most popular

OPEN

For your confidence and freedom

OPEN account

  • Welcome gift
    • Vouchers up to CZK 3,000 for a new clients for purchases at Alza.cz.

  • Carefree shopping
    • U-šetřete – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.

  • For your confidence
    • Travel insurance for holidays and business trips.
    • Insurance for your payment cards and personal belongings, such as your wallet or keys.
    • Insurance for online purchases.

  • Basic features
    • 2 current accounts in CZK, 1 account in EUR.
    • Debit Card Visa Standard.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
89 CZK

monthly

TOP

For the highest standard

TOP account

  • Welcome gift
    • Vouchers up to CZK 4,000 for a new clients for purchases at Alza.cz.

  • Carefree shopping
    • U-šetřete – get discounts and rewards for purchases directly through your card.
    • Free withdrawals from UniCredit domestic or foreign ATMs.
    • Unlimited free withdrawals from all other domestic or foreign ATMs.

  • For your confidence
    • Travel insurance for holidays and business trips of the highest standard.
    • Insurance with higher limits for your payment cards and personal belongings, such as your wallet or keys.
    • Insurance for online purchases.

  • Basic features
    • 2 current accounts in CZK, 1 account in EUR and 1 account in USD.
    • Debit Card Visa Premium.
    • Online Banking on your PC.
    • Smart Banking on your mobile.
0 or 299 CZK

free of charge with incoming payments of over CZK 40,000 monthly

What will you get?

 

Alza.cz

We have prepared a special welcome gift for new clients – a gift voucher to the largest online store in the Czech Republic – alza.cz, which can be used for any goods, until 31 May 2022. Voucher cannot be combined with other special bank offers e.g. offers through employers (Bank at work), Cinestar.

After opening an account, you will receive a text message. The better the account, the bigger the gift:

  • START account: 500 CZK
  • OPEN account: 1,000 CZK
  • TOP account: 2,000 CZK 

 

And since we know that more is always better, we will give everyone who starts sending the paycheck to their new account an additional Alza voucher, and that’s worth it! Once again, a better account means a bigger gift:

  • Paycheck to the START account: 1,000 CZK
  • Paycheck to the OPEN account: 2,000 CZK
  • Paycheck to the TOP account: 2,000 CZK

Payment means an incoming payment from a legal entity. 

 

In total, you can get up to 1,500 CZK for the START, 3,000 CZK  for the OPEN, 4,000 CZK for the TOP account.

The welcome gift is valid for accounts opened in the period 1.9.2021 - 31.12.2021 and only for new clients of the bank who do not have or have not had any bank account in the last 36 months, Complete conditions of the event HERE.

 


Enjoy your purchases twice. You can save up to hundreds of crowns per month when you shop at over 160 partners in our U-šetřete program.

 

Benefits of the U-šetřete program:

  • Simplicity – the discounts are linked directly to your credit card. No more cards, vouchers or discount codes.
  • Discretion – you do not have to ask for a discount when you pay. The discount will be automatically credited to the account linked to the credit card.
  • Uniqueness – the offers are tailored to you depending on your previous purchases.

 

Saving with U-šetřete is easy! All you need is to download the U-šetřete application to your mobile phone and sign up. Then you just choose the discount you like and pay with your card. As many times as you wish. We will automatically transfer the discount money back to your account each time.

For the OPEN or TOP accounts, you will also get travel insurance, insurance of cards, personal belongings and online purchases. You will pay anything for the insurance – it is already part of the price for the account you have chosen. Insurance can be taken out for persons over 18 years of age.

Travel insurance is valid all year round, so you do not have to take out a separate and often expensive insurance before your holiday.

What does the insurance cover? Overview of the most important insurance limits:

Insurance type

TRAVEL Basic - for the OPEN account

TRAVEL Basic - for the TOP account

Insured persons

account card holder

account card holder

Medical expenses

CZK 2,000,000

CZK 2,500,000

Luggage insurance

CZK 30,000

CZK 30,000

Accident insurance - death

CZK 200,000

CZK 250,000

Accident insurance - permanent consequences

CZK 400,000

CZK 500,000

Liability insurance

CZK 1,025,000

CZK 3,050,000

Legal assistance

uninsured

CZK 200,000

Costs of replacement documents

uninsured

CZK 20,000

Cancellation or interrupted travel - deductible

uninsured

20%

Sports – water and winter sports (basic)

insured

insured

Maximum duration of the trip

90 days

90 days

Territorial applicability

Entire world except for the Czech Republic

Entire world except for the Czech Republic

A more detailed overview of limits, insurance terms and conditions and other important documents are available here.

 

Insurance of cards, personal belongings and online purchases will back you up in every situation. For example, if you lose your keys or wallet or you do not receive the goods you ordered online, as well as in the event of more serious situations, such as assault or forced withdrawal of cash from an ATM.

What does the insurance cover? Overview of the most important insurance limits:

Insurance type

SAFE Basic - for the OPEN account

SAFE Plus - for the TOP account

Misuse of a card during an online transaction

CZK 40,000

CZK 100,000

Electronic payment insurance

EUR 50

EUR 50

Forced withdrawal or theft of cash when making a withdrawal from an ATM

common limit of CZK 40,000

common limit of CZK 100,000

Theft or loss of:

  • documents
  • keys
  • mobile phone

CZK 5,000

CZK 10,000

  • wallet

CZK 3,000

CZK 3,000

Insurance of the purchase of goods online

CZK 25,000

CZK 25,000

A more detailed overview of limits, insurance terms and conditions and other important documents are available here.

 

In case of event from travel insurance, use the telephone number +420 283 002 771 or the online form

In case of event from payment card and personal belongings insurance, call the non-stop helpline +420 283 002 728

Apple Pay, Google Pay – make quick and easy payments with your phone or watch (Apple Watch).

VISA cashback service – cash withdrawals up to CZK 3,000 when paying at a merchant, especially in locations where there is no ATM nearby.

The following is free of charge for all accounts:

  • electronically entered incoming and outgoing domestic and SEPA payments
  • cash deposits in CZK at a UniCredit Bank branch or ATM
  • electronically entered change and cancellation of a domestic standing order, direct debit authorisation and SIPO
  • electronic account statement

   Do you have an account in another bank?

Come to us, changing your bank is simple. We will take care of everything for you. Visit any branch of our bank, bring your ID card and your former bank account number with you. All will be arranged during one meeting and all your standing orders and direct debits will be transferred to your new account with UniCredit Bank within 13 days.

 


      Information on withdrawals from ATMs

UniCredit Bank does not charge for transactions; however, ATM operators may charge their own fees. Clients are informed about charges on the ATM’s screen and can refuse such transactions.


From 1.3.2017 we offer a new product, Basic Payment Account. It is an account meeting the requirements of the amendment to the Payment System Act as a result of the implementation of the European Directive. Legislation defines the right of every person legally resident in the EU to have a payment account with basic functions in the Czech Republic. Fees do not differ from those normally charged according to the Price List. For more information, click here.

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