Life Insurance

Be calm in every situation

Allianz ŽIVOT Life Insurance

Allianz ŽIVOT term life insurance protects you against the consequences of unexpected events negatively affecting your health. This insurance helps you pay your medical expenses in the event of injury and illness, make up the shortfall in your income if it decreases due to your illness, and provides your family with financial support in the event of death.


What are the main benefits?

  • Insurance without useless, complex or hidden fees.
  • Owing to the guarantee of the highest indemnity, you will always be paid the same or higher amount of money for any of 253 severe accidents or injuries as compared to the top five insurance companies on the Czech market.
  • You will be rewarded for your healthy lifestyle. If you take care of your health, you pay less.
  • Death
  • Disability
  • Incapacity for work
  • Permanent consequences of an accident
  • Hospitalisation
  • Severe diseases
  • Accident compensation
Who is the product intended for?

A natural person aged 18 years or over or a legal entity can be a policyholder (payer of insurance premiums).

Where can I take it out?

At all UniCredit Bank branches - you can arrange a meeting online via UniCredit Shop.

Useful documents

In cooperation with Allianz insurance company, we would like to offer you a unique product for your current or savings account held with our bank – Allianz U5 Accident Insurance.

It will help you if your income or standard of living falls due to a serious injury. It will provide you with financial security in the event of permanent impairment to a body structure beyond 50 per cent or death resulting from an accident.


What are the main benefits?

  • Take out the policy at our branches easily and quickly, with no need for completing a health screening questionnaire.
  • In the event of a low or zero account balance, you will be given a minimum insured amount.
  • The insurance premium amounts to CZK 1.70/day or CZK 2.30/day depending on the choice of the minimum insured amount.
  • Financial disbursement can be used for anything.
Product parameters
  • Insurance in the event of death resulting from an accident and in the event of a permanent consequence of an accident beyond 50 per cent. 
  • The insured amount is five times the positive or negative balance on your account (no more than CZK 500,000 on every insured account).
  • Two options of minimum insured amounts: CZK 10,000 or CZK 250,000.
  • In the event of a zero account balance or five times your account balance is lower than the minimum insured amount, you will be paid a minimum insured amount.
  • The monthly insurance premium is CZK 49 or CZK 69 depending on the choice of the minimum insured amount.
Who is the product intended for?

For clients from 18 to 70 years of age who, at the same time, are not non-insurable persons as per the insurance terms and conditions of this insurance.

How to take out insurance?

At any UniCredit Bank branch. You can arrange a meeting online.

Documents to download
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