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7% annual growth

may be just the beginning of something bigger

Duet Plus combines the advantages of savings and investments at the same time

  • You can deposit part of your money with a guaranteed interest rate of up to 7% per annum.

  • The rest can earn you even more money in the funds that you choose.

  • You invest for a maximum of one year, but you can withdraw your money at any time.

Arrange a non-binding appointment

The right move for short-term investments

GO FOR A GUARANTEED INTEREST RATE, MONEY AT HAND, AND THE POSSIBILITY OF MONEY WITHDRAWAL

Guaranteed growth

We guarantee interest on part of your money, which can be up to 7% per annum. We will put the money into a term deposit account, where it will grow exactly according to plan for 3, 6, or 12 months. It's up to you. 

Investments according to your instructions

We invest the remaining money according to your instructions. You can choose a bolder path with the possibility of higher profits, or you can play it safe. We have great funds for both, which you won't find anywhere else.

Money at hand

All money from investments can be in your account within a few days at any time. When necessary, you will also have access to those funds in term deposits. You just won't earn interest on them.

You set the pace

YOU CHOOSE HOW LONG AND HOW YOU WANT TO ALLOCATE YOUR MONEY

More certainty or more freedom?

You can allocate your money between a term deposit and investments at a ratio of 75:25 or 50:50. With the second option, you can get a more attractive return on your investment. With a term deposit, you will receive a better interest rate, so that you can stay calm if the markets fluctuate.

The funds you choose

We offer funds from the best fund managers. We will be happy to help you choose the one that matches your investment expectations: a bolder option, which may mean higher profits and higher risk, or a more conservative option.

For 3, 6, or 12 months

You can set up a term deposit for 3, 6, or 12 months. With the last option, we offer a slightly lower interest rate, but sometimes it can still be worthwhile. Just remember that if you need the money sooner, you will lose the interest on your deposit.

In CZK and EUR

You can have DUET PLUS in both Czech korunas and euros. We offer better rates in Czech korunas, but in euros the rates are significantly more advantageous than euro savings accounts and most euro term deposits on the Czech market.

How you allocate your money between term deposits and investments Your investment horizon Interest for CZK  Interest for EUR
50 : 50 3 months 7 % per annum 6 % per annum
6 months 7 % per annum 6 % per annum
12 months 5.5 % per annum 4 % per annum
75 : 25 3 months 4.7 % per annum 3.5 % per annum
6 months 4.7 % per annum 3.5 % per annum
12 months 4.1 % per annum 2.8 % per annum

How to set up Duet Plus

WE ARE HERE FOR YOU AT 120 BRANCHES THROUGHOUT THE CZECH REPUBLIC

Just stop by any branch and you can have it done in a few minutes. Our bankers will explain everything to you in a friendly, understandable, and non-binding manner, so that the perfectly matched Duet Plus duo can help you according to your wishes. You can also arrange an appointment in advance, so you don't have to waste time waiting.

Is there anything else you would like to know? Just call 221 210 031, and we will be happy to discuss it with you. Or leave us your contact details, and we will get back to you as soon as possible.

I want to discuss the details

onemarkets Fund

  • The world's largest asset management companies

  • One-time and regular investments

  • Unique solution from UniCredit Bank

More about funds

Disclaimer:

This information is only informative, does not constitute a prospectus or statute, personal investment advice or investment recommendations that would take into account the individual situation of the investor.

The links to the official website of Structure Invest S.A. and UniCredit Bank GmbH - onemarkets (www.onemarkets.cz) intended for customers of UniCredit Bank are used exclusively to provide information about these companies and onemarkets Fund. The product information published on these websites is provided as a guide only, may change over time and may be updated by Structured Invest S.A. and UniCredit Bank GmbH at any time without notice.

The Bank notifies its customers that the listed investment opportunities may not correspond to the positive target market of the investor - you may be outside the target market or even in the negative target market of the listed investment products. The target market can be evaluated based on the information provided by you in the investment questionnaire.

The rates, prices, yields, appreciation, performance, or other parameters achieved by each financial instrument in the past may not in any case serve as an indicator or warranty of future rates, prices, yields, appreciation, performance or other parameters of such or similar financial instrument. The investment always bears a risk of fluctuation in value and the return on the originally invested means is not guaranteed. Investors further bear the credit risk of a financial instrument issuer. Financial instruments denominated in foreign currencies are also exposed to fluctuations resulting from changes in foreign exchange rates, which may have both a positive and a negative effect, in particular on their rates, prices, appreciation or yields arising from them. Tax treatment depends on the individual circumstances of the investor and may be subject to the change in the future.

Detailed information about the rules on provision of investment services by a bank, risks associated with investment services and the principles of protecting investment banking clients is available in document Investment Services at UniCredit Bank Czech Republic and Slovakia. Basic information on inducements as a potential source for conflict of interests is available in the document Conflict of Interest Policy. Archive of this information is available in MiFID - Archive documents. Should you have any questions, do not hesitate to get in touch with your respective contact point at the Bank.

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