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Make running

your business easier with an account that always meets your needs

When you want top-notch conditions and a reliable partner

  • Our accounts are packed with benefits you'll really find useful.

  • We can tailor our services to meet the needs of even the smallest businesses.

  • As a sole trader or other self-employed individual, you get a free account with us.

Four times easier

WE HAVE PLENTY OF GREAT SOLUTIONS THAT WILL BE RIGHT UP YOUR ALLEY. THESE FOUR ARE THE BEST.

Reward of up to CZK 5,000

We’ll give you CZK 2,000 when you open your account, and the rest within six months, provided you use your account in accordance with the campaign terms and conditions. Plus, there are no fees for the Open account for the first 12 months, and the Start account for self-employed individuals is always free.

Free withdrawals and deposits

You can use around 2,000 ATMs and 1,000 deposit ATMs with us completely free of charge. Not just ours, but also ATMs of Komerční Banka, Moneta, and Air Bank. That means your money is readily available anywhere in the country.

Your money is earning a nice return

You can get a great rate on up to CZK 2 million. The money in your main account works for you even while you sleep. Carefree. All you need is a monthly turnover of at least 20,000 CZK.

A fast and fair loan

It's easy to get a loan, even if you're just starting out. Up to CZK 250,000 to get started, even without a tax return. And for loans over CZK 250,000, we guarantee an annual interest rate of 6.49%. You won't find a loan this good this quickly just anywhere.

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Forget your business worries

With our accounts, you can get access not only to the most extensive network of ATMs in the Czech Republic for free deposits and withdrawals, but top-notch travel insurance and a favourable loan after just 3 months. First and foremost, we’re a partner you’ll enjoy sitting down with over a cup of coffee to discuss what else you need to run your business. From payment terminals to lease and business loans, all the way to insurance. And we'll help find the perfect solution for you.

We have earned the trust not only of large international companies, but also of thousands of small business owners, who truly rely on us. If we can help them, we can help you too. Stop by. The coffee is on us.

A foundation you can rely on

WITH US, YOU’RE GUARANTEED THESE BENEFITS WITH ANY ACCOUNT

Express terminals

We’ll lend you a terminal that will have the money in your account the very next day.

A banker who understands you

A business specialist will handle everything for you.

Benefits from Mastercard

Airport lounges, virtual assistants and much more. 

On your phone and online

Comprehensive internet and mobile banking.

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A package of additional services that is easy on the wallet

CHOOSE BASED ON YOUR BUSINESS NEEDS

  • START
  • OPEN
  • TOP

START

FOR SELF-EMPLOYED INDIVIDUALS

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  • When to choose it
    • You're self-employed.
    • You want a free account with benefits that you'd otherwise have to pay for.
    • All you need is an account in CZK.
  • What you get for free
    • All domestic payments.
    • All SEPA payments.
    • Withdrawals of over CZK 2,000 from all ATMs, both in the Czech Republic and abroad.
    • An account in CZK.
    • 1 payment card.
Make an appointment
0 CZK

monthly

OPEN

FOR BUSINESSES AND SELF-EMPLOYED INDIVIDUALS

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  • When to choose it
    • You are a business business or a self-employed individual and would like a free account for one year.
    • You don't have much more than 100 transactions per month.
    • In addition to a CZK account, you also need a EUR account.
  • What's included
    • 80 domestic and SEPA payments on your CZK account.
    • 20 SEPA payments on your EUR account.
    • Withdrawals from all ATMs both in the Czech Republic and abroad.
    • 2 accounts in CZK and anotherin EUR.
    • 2 payment cards.
    • 24/7 roadside assistance.
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Free for 1 year

after that, it is CZK 100 or CZK 200 a month

TOP

FOR BUSINESSES AND SELF-EMPLOYED INDIVIDUALS

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  • When to choose it
    • You are an established business or a self-employed individual.
    • You need as many as 400 free transactions per month.
    • You need an account in currencies currencies other than CZK and EUR, such as USD.
  • What's included
    • 400 domestic and SEPA payments on your CZK account.
    • 100 SEPA payments on your EUR account.
    • Withdrawals from all ATMs both in the Czech Republic and abroad.
    • Accounts in CZK, EUR, and any other foreign currency of your choice.
    • 2 payment cards.
    • One of the cards could be the Debit Business World card with travel insurance.
    • 24/7 roadside assistance.
Make an appointment
350 CZK

monthly

Where to find us

WE ARE HERE FOR YOU AT MORE THAN 100 BRANCHES THROUGHOUT THE CZECH REPUBLIC

Just stop by any branch. Our business account specialists will explain everything to you clearly and with no obligation. And if you’d like, they’ll walk you through the account opening process right there on the spot.

FIND A BRANCH

Most frequently asked questions

What is the price of the Open account?
What is the interest rate on your accounts?
Do you really offer such a favourable loan after just 3 months?
Can I link one of the cards to an account in EUR or USD?
What is the Debit Business World card with our TOP account good for?

What else might be useful to you

Great loans and operating loans

For amounts over CZK 250,000 and up to 5 million, you are guaranteed an interest rate of 6.49% per annum. Just one tax return is enough. We also offer competitive operating loans and loans secured by real estate — Ttailored to your business.

Learn more

Payment terminals for your business

We’ll lend you a terminal that will have the money in your account the very next day. We can assist with installation, setup, and training. We also offer a payment gateway or a mobile payment terminal.

Learn more

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