The interest rate for due repayment of only 2.6% p. a. applies for loans of at least CZK 100,000 with an 84-month maturity and an active insurance of the ability to pay.
The reward for due repayment of loan only applies to the PRESTO Loan – Loan Transfer for any amount of loan, even without taking out insurance of the ability to pay with a maturity of 60 months and longer, provided the entire loan or part thereof is not repaid early.
Representative example: I want to borrow CZK 202,000 • The total loan amount of CZK 237,688 includes a commitment fee of CZK 1,500 and a fee for insurance of CZK 34,188 • Duration of loan: 84 months • Interest rate: 7.9% p.a. • Monthly instalment: CZK 3,693 • Annual percentage rate (APR): 13.84% (in the event of non-compliance with the conditions of due repayment) • Total amount due: CZK 313,491, following the offset of reward for due repayment of CZK 263,491, which corresponds to the interest rate of 2.6% p.a. • The interest rate applies subject to taking out insurance of the ability to pay and opening an account in UniCredit Bank (or signed account mobility).
This offer is for informational purposes only; it does not represent a proposal to execute a contract.