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VISA Credit Classic preferential offer for freelance clients

  • free monthly fee (standard 40 CZK/month)
  • credit limit up to 50,000 CZK based on documented income
  • interest rate 15.96% p.a. (standard 23.4% p.a.)
  • free establishment, use and cancellation of Online Card service

Credit card credit limit 50,000 CZK
Interest rate per month / per year  1.33% / 15.96%
Card account management fee 0 CZK per month
APR (annual percentage rate of charge) 17.49%
Total amount payable by the client 54,503 CZK
Monthly installment of  9,084 CZK


The credit limit is agreed for an indefinite period.

The offer is valid for notary trainees, notary candidates, attorney trainees, veterinarians, pharmacists, tax advisors, architects, dental technicians, judicial and legal trainees.

The APR was calculated assuming that the credit limit will be drawn down by non-cash payment on the first day after the conclusion of the contract, provided for a period of 1 year, interest at the above-mentioned interest rate, repaid in equal monthly installments starting 1 month after the date of the first drawdown, the interest-free period will not be used, the above-mentioned fee will be paid and only an electronic statement will be used.

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