Use a personal account for the highest standard with a premium payment card, free account management and above-standard interest rates.
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The total interest rate consists of three parts – the base interest rate, the bonus rate and the extra bonus rate. The amount of these rates depends on the fulfillment of specific conditions.
Simply open a START, OPEN or TOP service package from 1 January 2025. Together with it, we will automatically open a current account for everyday payments (interest-free) and a savings account, the name of which is distinguished by the additional designation "SAVINGS".
You will receive the bonus rate if you pay at least 3 times a month with a payment card issued for the current account within your service package. If you meet this condition, we will credit your bonus rate to your savings account on the last day of the calendar month following the crediting of the basic interest rate.
In addition to meeting the above conditions, your account must have received credit income in the total amount of at least CZK 20,000 in a given month, or you must arrange a regular investment to which you will send at least CZK 2,000 each month. If you also meet one of the above conditions, we will credit you with an extra bonus rate along with the extra bonus rate. You can create a service package at any of our branches or conveniently online from anywhere.
The basic, bonus interest rate and extra bonus interest rate apply to deposits up to CZK 2,000,000 (inclusive). The validity and amount of the basic interest rate, bonus rate and extra bonus rate are listed in the table here.
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