Personal account TOP

Use a personal account for the highest standard with a premium payment card, free account management and above-standard interest rates.

With a TOP account you get for free:

  • 1 current account for everyday payments in CZK
  • current account in CZK for savings with an interest rate of up to 4.30% up to CZK 500,000 and 3.00% for balances from CZK 500,000 to CZK 2,000,000.
  • 1 current account in EUR and 1 current account in USD
  • Immediate (instant) payments
  • Electronic account statement
  • Debit Premium payment card with travel insurance and insurance of cards and personal belongings
  • Cash withdrawals from UniCredit Bank ATMs in the Czech Republic and abroad with a debit card linked to the account
  • Cash withdrawals from ATMs of other operators in the Czech Republic and abroad with a debit card linked to the account
  • Cash deposits via UniCredit Bank ATM to accounts held at UniCredit Bank
  • Cash deposits in CZK to accounts held in CZK at a branch
  • Internet banking - Online Banking
  • Mobile banking - Smart Banking
  • Domestic standing order, direct debit (incl. SIPO) - entry, change, cancellation electronically
  • Domestic standing order, direct debit (incl. SIPO) - entry on paper form
  • Domestic and SEPA incoming payments
  • Domestic outgoing payments standard and SEPA outgoing payments made electronically (outgoing payments incl. standing orders and direct debits incl. SIPO)
     
Service
Second Medical Opinion

  • Access to international specialists

  • Transparent doctor selection

  • Expert medical opinions

Find more

Open a START, OPEN or TOP service package, or change your existing older package type to one of these packages. Together with it, we will automatically open a current account for everyday payments (interest-free) and a Savings Account | UniCreditBank, the name of which is distinguished by the additional designation "SAVINGS".

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