Business
Smart Banking
- Detailed overview of transactions on accounts and cards
- Signature payments by fingerprint or Face ID
- Manage standing orders
- Activation of debit card
Overdraft
FINANCIAL RESERVE FOR YOUR BUSINESS.
Financial Reserve without a lot of paperwork - Micro Overdraft
No need to file a tax return, without the need for business history - up to CZK 250,000.
Parameters of Micro Overdraft:
- credit for natural persons doing business for limited companies, even without business history
- limit CZK 30,000 - 250,000
- with an interest rate of 17.9% p.a.
- without tax return documentation
- without documentation of indebtedness
- without reinsurance (only for natural persons doing business)
Financial reserve with low interest rate - Business Overdraft
On the basis of the submitted tax return - limit up to CZK 2,500,000.
Parameters of Business Overdraft:
- credit for natural persons doing business as well as for limited liability companies
- limit of CZK 2,500,000, up to 15% turnover
- with an interest rate from 9.9% p.a.
- proof of one tax return
- without documentation of indebtedness
- without real estate collateral
Financial reserve - Business overdraft facility for farmers
Financing of clients’ short-term operational needs, arising mainly in the period prior to the receipt of subsidies granted to clients engaged in agricultural primary production.
Parameters of Business Overdraft:
- credit for natural persons – entrepreneurs, limited liability companies and cooperatives
- limit of up to CZK 8,000,000
- interest rate at 10.6% p.a.
- proof of one tax return and the decision granting the subsidy for the previous year
- individual collateral
