BusinessNet

• Access possible from any place, without the need have a fixed software installation
• Possibility of unlimited cooperation and data sharing among users regardless of their geographical location (e.g., inspection, correction, payment signing)
• On-line information on connected accounts
• Possibility of managing your accounts maintained at other UniCredit banks abroad in a single application through a single user number and security token (the current list of banks supporting this service is available here, in the section Documents for download)

Basic overview of functions:

• Uploading domestic and foreign payment orders from a file created by an accounting system, and comfortable processing of payments
• Preparing domestic payment orders (standard, express payments, direct debit requests, transfers between accounts made available by clients, standing payment orders, direct debit permissions)
  Preparing foreign payment orders (standard payment, SEPA payment, europayment, transfers between accounts made available by clients, standing payment orders)
• Term deposits
• Present account balances with possible aggregation
• Transactions history
• Statements from accounts maintained at UniCredit Bank with possible export to accounting
• Statements from accounts maintained at other banks delivered through MT940/MT942 with possible export to accounting (only BusinessNet Professional)
• Cash Management function - an overview of closing balances on accounts maintained at the bank, and of closing balances on accounts maintained at other banks with possible aggregation of balances (only BusinessNet Professional)
• Optional availability of accounts that belong to several economic entities (clients) of one user (the user uses a single access profile and a security keypad device) with higher user comfort
• Possibility of setting up structured signing authorisations (including the use of transaction limits) at the account level
• High variability of the setting of user rights at the account level
• Possibility of creating payment order templates and databases of business partners and to share these with other users
• Possibility of setting up the sending of information by email based on specifically defined parameters
• Personalisation of the service – setting up favourite pages, preferred account, etc.
• Sending messages between the bank and user
• Orders archive – history of authorised (signed) transactions sent to the bank for processing
• Information on payment cards
• Information on securities

The Bank places highest emphasis on the security of direct banking products defined in the Group security standard for UniCredit Group.

SECURITY TOKEN - „strong security which fits within the purse"

• At present, one of the highest security standards, where the security token generates a unique (new) security code at each time interval
• Ensures logging of users into the application (authentication)
• User number will be assigned to you by the Bank at the branch, and the security code will be generated for you by the security token.
• Ensures sending active transactions to the Bank - the so-called „signing" (authorisation) of transactions
• Serves for user identification when calling to the Customer Centre.

How is the security token used?

• The use of the security token is protected by PIN, which is known only by the client, and upon entering the PIN, a security code will be displayed automatically on the display

MOBILE SECURITY TOKEN (SMS)

• Additional security options include a mobile security token, when unique security codes are sent to your mobile phone via SMS
• It is a higher security standard than the security token; messages with the code contain information with log-in details, on the transaction or the number of transactions

ADDITIONAL SECURITY FEATURES

• Daily limits for the user
• Transaction limits for the user for Internet banking operations (it is not possible to enter payments beyond the scope of the set limit)
• Encryption of data communication, which protects data during transmission

The precondition for the provision of BusinessNet is a current account maintained at UniCredit Bank, the conclusion of a Contract for the Use of Direct Banking Products, and preparation of an Order for Setting Direct Banking Products.

Our personal and accounts present the easiest and cheapest way to acquire direct banking products. Choose from our wide range of accounts and get FREE maintenance of one or several direct banking products including several free of charge banking information or transaction notifications on a monthly basis.

• BusinessNet – Order signature using HW token
• BusinessNet – Order signature using SMS token
• BusinessNet – Order signature using Smart Key online
• BusinessNet – Order signature using Smart Key offline
• Product Business Terms and Conditions PB
• An Overview of Services and Parameters
• A User Manual for BusinessNet
• An Overview of Banks Supporting the Service International User