UniCredit Group understands the specific business conditions of agriculture in all 22 European countries where it operates. Based on a long local tradition dating back to Živnostenská banka and the shared experience from UniCredit’s Europe-wide network, we have prepared for you a special approach for financing agricultural business activities.
We understand the irregular income, the long-term and uncertain return on investments in livestock production, and income’s dependence on natural conditions.
With our good knowledge of agricultural business and our personal approach, we will help you find the most appropriate solution to meet your needs.
For financing of investment plans or bridging a temporary gap between revenues and expenditures, it is suitable to consider the benefits of bank loans.
Short-, medium- or long-term loans for carrying out investment projects, with fixed or floating interest rates.
If you have received a subsidy from the Rural Development Programme (RDP), we have prepared for you a special loan which combines drawing of the loan with the possibility of extraordinary payment from a subsidy and long-term repayment of the remaining principal.
If you are repaying a loan with a floating interest rate, we offer the possibility to safeguard against a possible rise in interest costs.
Contact one of our bank advisors, who, together with an investment specialist, who can prepare you an offer for hedging of interest rates.
Operating capital loanr
This product is designed to cover the irregular agricultural cycle. Make use of a short-term operating capital loan to finance the purchase of fertilizers and seeds or to cover increased costs prior to harvest.
The loan features a floating interest rate and regular instalments. We offer various possibilities for securing the loan without having to pledge your assets.
Do you need to buy a new tractor or a harvester for your business at affordable prices? Do you plan to purchase other agricultural equipment? If so, financing with UniCredit Leasing CZ, a. s., is the right solution. Choose any leasing or loan product from the Agro line to finance your new machinery!
More about financing of agricultural equipment through UniCredit Leasing.
European Union funding opportunities for agriculture will continue to be available after expiry of the transitional period in 2022. Take advantage of our solid knowledge and experience with grant project funding and do not hesitate to contact us for advice when deciding on preparing your own project. We have experts in EU funding and agriculture all around the Czech Republic who would be happy to visit you.