BusinessNet Professional

Main Benefits

You may control your corporate accounts wherever you are - the only thing you need is a computer or a smartphone with internet access.
You may split the authorisations to control accounts between your employees within your company (preparation of payment orders versus their checking and signing).
You may manage accounts of several companies, within a single user access.

Basic functionalities

Processing of domestic payment orders (instant / standard / express payment, direct debit request, simplified transfer between own accounts, standing order, direct debit authorisation)
Processing of foreign payment orders (standard foreign payment, instant / standard SEPA payment, SEPA B2B direct debit request, simplified tranfers between own accounts, standing order) In the case of SEPA payments, verification of payee (VoP) is available.

Verification of Payee

What is Verification of Payee (VoP)?

Verification of Payee is a service, available from October 2025, that allows you to verify whether the entered account number matches the real beneficiary's name when entering SEPA payments (payments in EUR within the eurozone). This function significantly strengthens the security of your finances and also helps prevent errors when entering payment data.

How does it work?

When entering a SEPA payment, you fill in the account number and beneficiary's name (required data). The system performs an automatic check and compares whether the data matches.

Verification of the beneficiary's name is performed immediately during the payment entry and therefore does not affect the processing speed.

The system is designed to be tolerant of minor errors, but at the same time to warn about significant discrepancies that may signal an error or a risky transaction.

Possible results of the check are:

Match – the entered and actually registered beneficiary's name match, the payment will be processed without warning (diacritics, upper/lower case letters, special characters, legal forms of the company are not part of the compliance assessment).

Partial match – the system will recognize minor differences and warn you about them (e.g. typos, word order confusion, etc.). At the same time, the correct recipient name will be displayed, and the payment can be sent.

Mismatch – the entered name is significantly different from the registered name. You will receive a recommendation to verify the data, but the payment can be sent despite the discrepancy.

What payments does this apply to?

The obligation to verify the recipient’s name matches the IBAN applies to banks within the euro area and applies to both instant and standard SEPA payments.

VoP for bulk payments from imported files will be available on request.

Why is this important?

It protects against fraudulent transfers – e.g. in situations where attackers are trying to lure a payment to someone else's account.

It increases trust in the security of payment transactions.

It helps prevent incorrectly entered SEPA payments.

We are one of the few banks that can do it.

The obligation to implement VoP currently only applies to banks in the eurozone. UniCredit Bank is one of the few Czech banks that offers this service to its clients. This makes it one of the innovators in the field of payment security and strengthens its position as a trusted partner.

Entering and changing term deposits (including displaying their balances).
Loading and processing of inland and international payment orders from a file generated by an accounting system.
Displaying of actual balances and transaction histories.
Controlling accounts of several companies through a single user access.
Flexible setting of signing authorities on the account and user levels.
Option to develop and share templates of payment orders and a database of business partners with other users.
Archive of orders - history of authorised (signed) transactions submitted to the bank for processing.
Access to UniCredit Bank electronic account statements, which may easily be imported to the bookkeeping.
PDF archive of account statements, which are identical with the paper statements sent by post.
Option to set posting of information about accounts and transactions by e-mail or SMS.
Information about payment cards.
Information about securities.
Messaging between the bank and the user.
Personalised service - setting of favourable pages, preferred account, naming your account, etc.
English version available.

Advanced functionalities

Cash Management enables determine aggregate balances on accounts in multiple banks in the Czech Republic and abroad with the option of conversion to a selected currency.
Trade Finance supports the entering of bank guarantees, documentary collections, and documentary letters of credit.
SWIFT MT940 and MT942 serve to receive statements of other banks in the Czech Republic and in the world.