Favourable offer of VISA Credit Gold for freelance clients

  • fee for issuance of the card free of charge
  • 50% discount on the monthly fee (standard at CZK 120/month)
  • credit limit of CZK 100,000 with no proof of income required
  • interest rate at 6% p.a. (standard at 15.96% p.a.)
  • taking out, using and cancelling the Online Card service free of charge
Credit card limit CZK 100,000
Interest rate per month/year 0.5%/6.00%
Card account administration fee CZK 60 per month
APR (annual percentage rate) 7.66%
Total amount due from the client CZK 104,055
Monthly instalment amount CZK 8,671


A credit limit is taken out for an indefinite period of time.

The offer applies to notaries, attorneys, bankruptcy trustees, distrainers, judges and public prosecutors, doctors and dentists.

APR is calculated on the assumption that the credit limit is drawn down through cashless payment on the first day following the conclusion of the contract, provided for a period of 1 year, with the interest rate mentioned above, repaid in identical monthly instalments starting 1 month after the date of the first drawdown, no interest-free period applied, the fee mentioned above paid, and only electronic statements used.