Business Account ACTIVE

Optimum services at a reasonable price. CZK 0 - CZK 299/month

Are you an established firm with tradition, or an entrepreneur looking for an account with optimal services at a reasonable price?

The best-selling ACTIVE Account is the right choice for all clients with high demands for banking services and who also expect the possibility of having an account entirely free of charge.

With the package you will receive 30 electronic domestic payments (incoming and outgoing) and the possibility of having another account in CZK or in a foreign currency. As support for your business, you also obtain an operating-capital loan from us free of charge.

Moreover, for business starters we offer the maintenance of the ACTIVE Account free of charge for 12 months. You only need to come to us and open it within 12 months of the start of your business; in the next year you do not have to bear in mind the fee for account maintenance at all.

Product parametrs

Fees for package maintenance  
Standard monthly fee CZK 299
Monthly fee when actively using the account CZK 0
Conditions for active use of the account Min. credit turnover of CZK 250,000 or average monthly balance of CZK 350,000 on client’s main account
Current accounts  
Maintenance of a CZK current account yes
Maintenance of another account in CZK or a foreign currency yes
Maximum number of current accounts in the package 2
Electronic current account statement (through internet banking) yes
Interest rate (p. a.) 0.01%
Payments  
Number of electronic domestic payments (incoming and outgoing) within the package 30
Cash deposits and withdrawals (by the account owner) at the cash desk  
Cash deposits in CZK 0,1%, min. CZK 100
Cash deposits in a foreign currency CZK 100
Cash withdrawals in a foreign currency
 CZK 100
Payment cards  
Embossed debit card for current account yes
Gold Business embossed debit card with travel insurance -
Maximum number of debit cards in the package 1
Withdrawals from UniCredit Group ATMs in the Czech Republic and abroad UNLIMITED
Withdrawals from ATMs of other operators in the Czech Republic 1
Internet banking  
Online banking yes
BusinessNet Professional
 yes
Smart banking yes
SMS security key (a set of 100 SMS messages) for a competitive fee of CZK 50 yes
E-mail info messages (e.g. regarding account balance and movements, etc.) yes
Operating-capital loans  
Provision of an operating-capital loan on the current account - free of charge yes
Administration and maintenance of an operating-capital loan on the current account - free of charge -
Establishing, administration and maintenance of Mikro overdraft - free of charge yes