Regular investments

Let your money earn for you

U invest Plus – regular investment into the future of yourself and your family

In order to create a sufficient financial reserve, it is recommended to regularly save up about 10% of the available monthly income. In the periods of low interests on current, savings and fixed-term accounts, we are offering you a simple solution – regular investments with the U invest Plus program.

Each of the three investment strategies offered within the U invest Plus program represents a complete, widely diversified of stocks, bonds, real estate funds and other investments. With U invest Plus you don't have to check the development in the capital markets on a daily basis nor spend your free time creating various analyses regarding your future investments. Just spend your free time doing what you love! The mutual funds you invest in are taken care of by experts from the Amundi, who manage the funds deposited by investors and invest them each month in the best possible funds of the prominent global investment managers as needed. Moreover, the flexibility of individual strategies ensures that the fund you are investing in will react to the current situation on the financial markets and adapt to it aptly as necessary.

Establishing the U invest Plus program is an easy task – you determine your monthly investment amount, choose one of the three strategies (conservative, balanced or diversified growth) and finally select the period you want to invest for (5, 10, 15 or 20 years). You can set up the regular investment based on your needs and preferences.


Main parameters:

  • regular investment of minor amounts for the future, starting from CZK 500 per month
  • chance to get an attractive yield
  • you have your invested funds available any time, you can suspend the investment, withdraw an amount you currently need or resume the investment – all fully free of charge
  • you can change the regular investments any time, in terms of the regular investment amount or day on which you want to invest regularly
  • in a single investment, you will receive a complete diversified portfolio composed of hundreds of stocks, bonds, real estate funds and other investments
  • the risk resulting from market fluctuations is mitigated not only a widely diversified portfolio but also by the regularity and longevity of the investments
Product setting
  • regular investment starting from CZK 500 per month
  • 3 investment strategies to choose from:
    ▸ conservative
    ▸ balanced
    ▸ diversified growth
  • 4 investment horizons to choose from: 5, 10, 15 and 20 years 
  • 2 types of entry fees to choose from:
    ▸ onetime
    ▸ period
Useful documents
About Amundi

With regular investment, you have the opportunity to comfortably increase the value of your own funds and thus provide for a richer future according to your individual needs. The funds you invest in are taken care of by the team of experts from Amundi Asset Management, the biggest asset manager in Europe, with the volume of managed assets exceeding EUR 1.6 trillion. At the same time, Amundi ranges among the TOP 10 managers globally. Don’t deal with your investments on your own and let them change your future for the better. Simply dedicate your time to anything that is close to you, knowing that your funds are well taken care of.

RYTMUS – choose the best from our offer according to your own needs

The RYTMUS program enables regular investments into the fund of your choice within the wide offer of the Amundi – from conservative up to the dynamic funds, with the exception of dividend-paying funds. Long-term regular investment with the RYTMUS program enables to use the natural development of the financial market in your favour. Instead of waiting for the right moment, you invest in a long term regularly and with discipline, regardless of whether the markets are currently increasing or decreasing. This way, you minimise the risk connected with the incorrect timing of the purchase and significantly limit the fluctuations of your investment value.

Moreover, the time works in your favour and even the minor monthly invested amount, which does not burden your family budget, can bring an interesting amount in the medium to long-term horizon. Making use of the knowledge of the experienced experts from Amundi, you are able to increase the value of your own funds over the years. You can spend the saved time for example with your family or doing activities you really love. You can set up the regular investment according to your needs or preferences and then you can stop thinking about what to invest in.

Main parameters:

  • regular investment of minor amounts for the future, starting from CZK 500 / EUR 25 / USD 25 per month
  • you can choose the regular investment from a wide offer of mutual funds of various regional or sectoral focus and strategy, with the exception of the dividend-paying classes
  • you can choose your own investment horizon from 3 to 40 years and the entry fee, one-off or periodical
  • chance to get an attractive yield
  • you have your invested funds available any time, you can suspend the investment, withdraw an amount you currently need or resume the investment – all fully free of charge
  • you can change the regular investments any time, in terms of the regular investment amount or day on which you want to invest regularly
Useful documents
About Amundi

With regular investment, you have the opportunity to comfortably increase the value of your own funds and thus provide for a richer future according to your individual needs. The funds you invest in are taken care of by the team of experts from Amundi Asset Management, the biggest asset manager in Europe, with the volume of managed assets exceeding EUR 1.6 trillion. At the same time, Amundi ranges among the TOP 10 managers globally. Don’t deal with your investments on your own and let them change your future for the better. Simply dedicate your time to anything that is close to you, knowing that your funds are well taken care of.


Investment instruments carry the risk of fluctuations in the invested amount’s market price and returns. Return of the originally invested amount is not guaranteed. Past returns are not guarantee of future returns. Expected return is not a reliable indicator of future performance. Tax depends on an investor’s individual situation and may change.

Detailed information about the rules on provision of investment services by a bank, including a basic description of adherence to regulatory rules, and the principles of protecting investment banking clients is available in document Investment Services at UniCredit Bank Czech Republic and Slovakia. Basic information on risks associated with investment services can be found in document Investment Services at UniCredit Bank Czech Republic and Slovakia. Basic information on inducements as a potential source for conflict of interests is available in document Conflict of Interest Policy. Archive of this information are available in MiFID - Archive documents. Should you have any questions, do not hesitate to get in touch with your respective contact point at the Bank.

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