I need to refinance

Since , I have paid CZK per month for my loan and a fee for account and loan administration of CZK per month. The maturity period of the original loan of CZK was months. I to obtain a discount on the interest rate for insurance against death, disability and .

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    Why take out a PRESTO Loan

    Loan parameters

  • Reduce your loan instalment
  • We will settle the penalties for early repayment of your existing loans (in the case of arranging payment protection insurance and a current account)
  • No need to document your income
  • Option to postpone the instalment up to five times (the earliest opportunity is to postpone the tenth monthly instalment)
  • Option to repay the entire loan or a part there of early
  • Payment protection insurance with choice of insured risk
  • You can get the loan with a a single visit to the bank
  • Direct drawdown to your account immediately upon signing the contract
  • Loan amount between CZK 30,000 and CZK 600,000 (above CZK 250,000, a co-applicant may be demanded)
  • Optional maturity period 12 - 84 months
  • Actractive interest rate guaranteed throughout the loan repayment period



Representative example for a PRESTO Loan:
I wish to borrow CZK 200,000. The total loan amount of CZK 224,000 includes the fee for insurance of CZK 24,000. Loan period is 60 months. Interest rate 2.90% p. a. Monthly instalment CZK 4,016. Annual percentage rate of charge (APR) 7.77% p. a. Total amount due CZK 241,244. Interest rate is valid if payment protection insurance is arranged, and an account is used actively at UniCredit Bank (or account mobility has been signed).

This information serves for informational purposes only, and does not constitute a proposal to conclude a contract.

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