I need to refinance

I wish to refinance the balance of my mortgage loan amounting to CZK .
I would like to know how my current monthly instalment of CZK , will change if I transfer the mortgage loan to UniCredit Bank for with a year fixation .

Double click to edit calculator result component

Mortgage refinancing

Do not wait for higher interest rates, and arrange advantageous conditions right now. Transfer your mortgage to our Bank, and save up to two instalments every year.

  • Low interest rates
  • Acceptance of original price estimate of the real estate
  • Payment protection insurance with possibility to choose insurance risk

Important documents can be downloaded.

Thanks to current favourable interest rates, you save up to 2 instalments p.a. while repaying your existing mortgage using a new loan. Moreover, refinancing is considerably easier than taking out a new mortgage.

Under what conditions may I use this mortgage?

  • Smooth repayment of your existing loans
  • Repayment of a previously granted mortgage loan with another bank designated for housing or recreation

How much can I borrow?

  • Minimum amount is CZK 200,000; maximum amount is unlimited
  • We lend you up to 100% of the appraised value of the property

What will be the amount of instalment?

  • For the lowest possible instalment, choose the Ground-breaking mortgage with a variable interest rate
  • For the certainty of a stable instalment, we offer fixed interest rates for 1–20 years

Savings were determined by comparing the average market interest rate 5 years ago, and the rates offered by the Bank for mortgage refinancing reflect a discount for actively using a personal account and credit card, and then for arrangement of payment protection insurance with a one-off premium.

Payment protection insurance
You will be able to cover monthly payments in case of an unexpected loss of income.

U konto
Have CZK 12,000 sent to your account, and you can have a free account. In addition, we will reduce the interest rate of your mortgage by 0.4% p.a..

Representative example:
The total loan amount is CZK 2,000,000. Loan duration period is 300 months. Interest rate is 2,19 % p. a., fixed interest rate for 5 years. Monthly payment is CZK 8,664. The Annual Percentage Rate (APR) is 2.23 % p. a. APR includes one-off costs for the deposit and deletion of the pledge right in the land registry of CZK 4,000 and signature verification CZK 30. The total due amount is CZK 2,604,533.


Information on the interest rate:
The interest rate of 2.19% is valid for all loan fixing, in negotiating the ability for the one-off repayment of insurance and for the provision of a loan of up to 80% of the value of the provided collateral.

Spinning wheel animation


UniCredit Logo