PRESTO Loan for Housing

We will be pleased to extend you a loan to buy or renovate your home.

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Why take out a PRESTO Loan

  • Up to CZK 1,000,000 with no real estate collateral
  • Repayment may be set up to 10 years
  • Up to 6 months to prove the purpose of the loan
  • Repayment of the loan (or part thereof) at any time
  • The possibility of postponing instalments up to five times (starting with the tenth monthly payment)
  • Insurance against the inability to pay with the choice of insured risk

Loan Parameters

  • Loan amount and currency up to CZK 1,000,000
  • Repayment period of up to 120 months
  • Form of repayment – annuity instalments always as of the 20th day of the month
  • Co-applicant – applicable to loans starting from CZK 350,000
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