I want to borrow money

For this, I need to borrow CZK to buy something special.
I will be able to repay my loan back in months.
For the new loan I insurance to protect my loan payments in case of and getting a U Konto for free.


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Why take out a PRESTO Loan?

  • We will extend a loan to you of up to CZK 1,000,000 to upgrade your housing without the need to pledge property
  • Instalments may be broken down to as many as 120 months, with up to 6 months to prove the purpose of the loan
  • And, most importantly, since we know what you will use the money for, we can provide you with an even more favourable interest rate than our loan for anything rate
  • Repay the loan or part thereof at any time
  • Postpone instalments up to five times (starting with the tenth monthly payment)
  • Enjoy the benefits of insurance against the inability to pay with a choice of insured risk

Loan Parameters

  • Loan of up to CZK 1,000,000
  • More favourable interest rates when proving the purpose
  • Optional repayment period of 12 to 120 months

MORE INFORMATION

Representative example for a PRESTO Loan:

I wish to borrow CZK 200,000. The total loan amount of CZK 201,500 includes the fee CZK 1,500. Loan period is 84 months. Interest rate 4.9% p. a. Monthly instalment CZK 2,839. Annual percentage rate of charge (APR) 5.25% p. a. Total amount due CZK 238,909.

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