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Why take out a PRESTO Loan?
- We will extend a loan to you of up to CZK 1,000,000 to upgrade your housing without the need to pledge property
- Instalments may be broken down to as many as 120 months, with up to 6 months to prove the purpose of the loan
- And, most importantly, since we know what you will use the money for, we can provide you with an even more favourable interest rate than our loan for anything rate
- Repay the loan or part thereof at any time
- Postpone instalments up to five times (starting with the tenth monthly payment)
- Enjoy the benefits of insurance against the inability to pay with a choice of insured risk
Loan Parameters
- Loan of up to CZK 1,000,000
- More favourable interest rates when proving the purpose
- Optional repayment period of 12 to 120 months
Representative example for a PRESTO Loan:
I wish to borrow CZK 200,000. The total loan amount of CZK 201,500 includes the fee CZK 1,500. Loan period is 84 months. Interest rate 4.9% p. a. Monthly instalment CZK 2,839. Annual percentage rate of charge (APR) 5.25% p. a. Total amount due CZK 238,909.
