Czech family | UniCreditBank - Hlavní prezentace

If you are interested in how values are developing for investment units in individual funds, please go to Pioneer Funds Performance or Czech Family of Pioneer Funds Performance.

Additional information

Do you sometimes ponder the future of your finances? Are you contemplating how to obtain higher returns from your savings as compared to those offered by savings accounts or term deposits? Would you like to be secured in future in cases of unemployment or retirement, and without relying only on the state? If you wish to take advantage of the guaranteed return offered by term deposits and at the same time are looking for the possibility of a higher return, then the DUET PLUS Programme is for you.

Open-end unit trusts represent a modern and efficient investment tool that may provide the right answer to your current and future needs and financial requirements. Your success in investing will depend upon appropriately distributing your finances among individual fund types, depending on your required returns, preferred investment horizon and tolerance for the potential volatility over time of your investment returns.

Advantages of Pioneer unit trusts
Product description
How to obtain the product

select your own investment strategy – you have the possibility to select an individual investment strategy depending on your required returns, investment horizon, and attitude toward risk
higher returns – in selecting a suitable investment strategy, you have the possibility to achieve higher returns compared to those offered by traditional bank savings products
low minimum initial investment
invested funds always accessible – You can request to be paid a part of the entirety of the invested funds at any time.

tax advantages – capital gains from securities held by individuals for more than 6 months are exempt from income tax in accordance with the valid legal regulations of the Czech Republic

transparency – the investment company regularly reports on the performance of managed unit trusts.
professional asset management – Funds are managed by the financial group Pioneer Investments, which has been investing since 1928 and is among the best global asset management companies

The unit trusts comprise a wide range of funds that differ from one another by their levels of risk and potential returns. Therefore, both a conservative client seeking guaranteed, albeit lower return and a client looking for higher return accompanied by higher risk can choose among these funds. Through such collective investment, even a small investor who on his or her own would never be able to make such investments can invest.

Types of strategies

In selecting an appropriate investment strategy – from a conservative money market strategy, through bond and balanced strategies, to dynamic equity strategies – you should consider several factors that characterise your investment profile:

entry conditions – indicates whether you have already accumulated certain funds that you wish to grow or you are just starting to build your assets.
required return – is derived from your expectations as to whether you want to keep the returns from your funds only above the inflation level or to grow your assets more considerably
investment horizon – depends on the time period for which your funds are available to invest
risk acceptance – indicates your tolerance for short-term market fluctuations

Investment strategy
Type of strategy	Return	Risk	Recommended investment horizon
Money market strategy	Moderately above inflation in long term; usually positive	Low	1 year
Bond strategy	Higher than for money market in long term; may be negative in short term	Higher	2–3 years
Combined/balanced strategy	Depends on the fund’s portfolio distribution	Medium – depends on the fund’s portfolio distribution	3 years and more
Equities strategy	Highest in long term, but may also be negative within the investment horizon	High	5 years and more

We will gladly help you to execute the selected strategy through the wide range of investment funds offered by Pioneer Investments.

Are you interested in this product? Choose the way of contacting us that suits you the best.

On-line

Fill out the simple online request form and one of our bankers will contact you as soon as possible.

At a branch

Schedule a meeting at your nearest branch.

By telephone

We are at your disposal on our toll-free line
800 144 441 (7 a.m.–10 p.m. daily).