A CARD IS MORE THAN CASH. Treat a payment card the same as you would cash. Be careful with it and carry it seperately from your documents. Sign the payment card on the signature strip immediately upon acceptance. Thoroughly destroy an invalid card that is not surrendered after its validity ends.
PROTECT IT LIKE YOUR LIFE. Always look after your card and do not let it leave your sight when making a transaction. Do not lend your payment card to anyone or give it to someone as security. Periodically check that you know where your card is, even if you do not use it every day.
YOUR PIN IS THE KEY TO YOUR ACCOUNT. Keep the PIN absolutely secret. Do not record the PIN anywhere! Under no circumstances should you communicate it to another person, to a bank, or to the police or other authorities.
CREDIBILITY. Only use the payment card at credible points of sale (including on the internet) and on trustworthy devices. In you are unsure about a given merchant, it is better to pay with cash.
ENTERING THE PIN. Always enter the PIN discreetly. Take care that no one can learn your PIN. When entering the PIN at an ATM or checkout terminal, cover the keypad with your body and free hand as well as from above, avoid mouthing the PIN, and protect against its detection by camera.
PAYMENT BY CARD. After completing a transaction, make sure that your payment card has actually been returned to you. Keep a record of the card transaction. The merchant is entitled to verify your identity, so please co-operate with him or her.
MIND YOUR DOCUMENTS. Carefully dispose of all documents containing your full card number. Be sure to tear or shred them before discarding.
DO NOT WAIT TO CHECK. Carefully check card transaction statements from the bank or card company against sales and payment receipts. If you discover an unusual transaction, contact the card issuer immediately.
CARD LOSS. If your payment card is lost or stolen, act fast and block the card immediately with the issuer. In case of theft, you should then contact the police. To block the card, call 800 122 221 or +420 224 221 017.
STAY INFORMED. UniCredit Bank provides other supplementary services and products for payment cards serving to increase security or mitigate the consequences of possible misuse of the card.
