BUSINESS operating capital loans

• loan application accepted and evaluated free of charge
• loan granted and renewed as part of BUSINESS Account free of charge
  
• maximum loan amount up to CZK 12.5 million
• individual approach to the risk assessment, including collateral
  
• variable interest rate established on an individual basis
  
• possibility of granting the loan in CZK, EUR or USD
  
• services of a personal banker as a matter of course

Are you interested in this product? Choose the way of contacting us that suits you the best.

	On-line Fill out the simple online request form and one of our bankers will contact you as soon as possible.
	At a branch Schedule a meeting at your nearest branch.
	By telephone We are at your disposal on our toll-free line 800 144 441 (7 a.m.–10 p.m. daily).

Basic conditions for obtaining the loan:

• your company’s annual turnover is up to CZK 50 million
  
• you have no overdue liabilities to the Tax Authority or the Czech Social Security Administration
  
• your company is not in bankruptcy or liquidation
  
• your business is legally created as an f.o. (natural person), s.r.o. (limited liability company), a.s. (joint-stock company), v.o.s. (general commercial partnership), k.s. (limited partnership) or freelance profession
  

Basic required documents:

• trade licence, extract from the Commercial Register, or the like 
  
• identification document, i.e. ID card or passport
  
• tax returns (including annexes) for the last 2 years