• safety and security for the deposit, as the invested funds are insured by law
• possibility to invest into a deposit with higher potential returns as compared to those offered by savings accounts and term deposits
• possibility to invest even small amounts
  
• potential for loss is limited by guaranteed payment of the deposited principal plus a guaranteed return
  

A guaranteed deposit is a term deposit with a predetermined maturity and guaranteed minimum interest income. Moreover, it allows for obtaining additional return depending on development of the so-called underlying asset, which is usually a stock market index or a basket of selected shares or commodities. Should the underlying asset develop well over the designated time, then the investor receives an extraordinary interest income. If that development is unfavourable, the investor is guaranteed to be paid the deposited principal and the guaranteed return. A guaranteed deposit may not be terminated before its established maturity.

Are you interested in this product? Choose the way of contacting us that suits you the best.

	On-line Fill out the simple online request form and one of our bankers will contact you as soon as possible.
	At a branch Schedule a meeting at your nearest branch.
	By telephone We are at your disposal on our toll-free line 800 144 441 (7 a.m.–10 p.m. daily).