Payment cards

We endeavour always to respect the individual needs of our clients, and therefore you can choose such card or combination of cards from our offer that will best suit you and reflect your lifestyle.

The bank issues payment cards to its clients for both CZK and foreign currency accounts. Cards are intended for noncash payments for goods and services in the worldwide retail network and for cash withdrawals from ATMs or directly at the cash desks of banks in the Czech Republic and abroad. Along with the card, you automatically obtain travel insurance for trips abroad.

 Advantages of a payment card

• Possibility of issuing the card for an account maintained in CZK, in foreign currency, or in a combination of both
  
• Services via toll-free client telephone line
  
• High standard limits for transactions, with the possibility to establish limits on an individual basis
  
• TRAVEL Basic travel insurance and global assistance service at no charge
• Option to arrange TRAVEL Plus travel insurance for family members or SAFE insurance against card misuse under very advantageous conditions 
• Possibility to execute telephone and internet orders (simply by changing the card’s security)
  
• All cards are valid internationally
  
• If you wish, we will issue an unlimited number of payment cards to your account
  
• Cash deposits to accounts maintained at UniCredit Bank through the bank’s ATMs

Product Description

MasterCard cards

	MasterCard Gold - a prestige card for demanding corporate clients providing high drawing limits according to the client’s needs and TRAVEL Basic travel insurance with high insurance coverage for the cardholder. The client also can buy the extended TRAVEL Plus travel insurance for accompanying family members, SAFE insurance against card misuse, and membership in the international programmes IAPA and/or Priority Pass.
	MasterCard Gold Charge - a prestige card for highly creditworthy, demanding corporate clientele providing, in addition to high drawing limits and other benefits similar to those of the Gold card mentioned above, the functionality of a prestige credit card (the client pays the bill just once monthly).
	MasterCard Business - a business card designed for company employees to conveniently and securely cover business travel expenses in the Czech Republic and abroad. The card includes TRAVEL Basic travel insurance for the cardholder. The client also can buy the extended TRAVEL Plus travel insurance for accompanying family members, SAFE insurance against card misuse, and membership in the international programmes IAPA and/or Priority Pass.

Visa cards

Visa Gold - a prestige card for demanding corporate clients providing high drawing limits according to the client’s needs and TRAVEL Basic travel insurance with high insurance coverage for the cardholder. The client also can buy the extended TRAVEL Plus travel insurance for accompanying family members, SAFE insurance against card misuse, and membership in the international programmes IAPA and/or Priority Pass.

Visa Business - a business card designed for company employees to conveniently and securely cover business travel expenses in the Czech Republic and abroad. TRAVEL Basic travel insurance for the cardholder is included with the card. The client also can buy the extended TRAVEL Plus travel insurance for accompanying family members, SAFE insurance against card misuse, and membership in the international programmes IAPA and/or Priority Pass.

AMERICAN EXPRESS

American Express – he bank arranges issuance of these cards to corporate clients who have funds especially in US dollars and want to execute transactions in this currency. The card is an ideal solution for people living and working in developing countries. All transactions, effected in any currency, will be converted to and billed in US dollars. American Express cards are so-called charge cards. This means that transactions are billed once monthly. In the time between individual billing periods, the bank grants the client an interest-free short-term loan. American Express describes the advantages associated with the cards on its website: www.americanexpress.com