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BUSINESS investment loans

BUSINESS investment loans are intended for entrepreneurs and small businesses with annual turnover of up to CZK 50 million that have been in operation at least 1 year and have their registered office/place of business in the Czech Republic.

  • loan application accepted and evaluated free of charge
  • maximum loan amount up to CZK 10 million
  • loan maturity up to 5 years
  • individual approach to the risk assessment, including collateral
  • ixed interest rate established on an individual basis
  • services of a personal banker as a matter of course

Designated-purpose instalment loan intended for financing your company’s investment needs related to its subject of business (e.g. purchasing machinery, equipping your office premises, refinancing loans from other banks, but excluding investments into real estate).

Standard investment loan

  • loan amount: min. CZK 250,000, max. CZK 10 million 
  • loan currency: CZK, EUR, USD
  • loan maturity: max. 5 years
  • drawdown: one-off or gradual, max. drawdown period of 6 months
  • repayment: monthly annuity/linear instalments
  • required investment of own sources: min. 20% of the total invested amount
  • collateral: individually determined depending on the loan amount and your credit scoring

Fast investment loan

  • loan amount: max. 25% of your turnover for the accounting period last ended; min. CZK 250,000, max. CZK 2 million 
  • loan currency: CZK
  • loan maturity: max. 5 years
  • one-off drawdown
  • collateral: blank promissory note with co-acceptance (does not apply for an applicant’s spouse)

Are you interested in this product? Choose the way of contacting us that suits you the best.

On-line

Fill out the simple online request form and one of our bankers will contact you as soon as possible.

At a branch

Schedule a meeting at your nearest branch.

By telephone

We are at your disposal on our toll-free line
800 144 441 (7 a.m.–10 p.m. daily).

Basic conditions for obtaining the loan:

  • your company’s annual turnover is up to CZK 50 million.
  • you have no overdue liabilities to the Tax Authority or the Czech Social Security Administration.
  • your company is not in bankruptcy or liquidation.
  • your business is legally created as an f.o. (natural person), s.r.o. (limited liability company), a.s. (joint-stock company), v.o.s. (general commercial partnership), k.s. (limited partnership) or freelance profession.

Basic required documents:

  • trade licence, extract from the Commercial Register, or the like
  • identification document, i.e. ID card or passport
  • tax returns (including annexes) for the last 2 years
  • documentation evidencing the purpose of the loan, i.e. a purchase agreement, invoice, etc.