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CREDIT Risk Insurance

This policy provides you assurance in the event a situation would arise that leaves you unable to fulfil your obligations to the bank arising from borrowing on your credit card.

  • protection against loss of regular income – gives you assurance that your liabilities will be covered in case of adverse circumstances in life 
  • two policy variants – you may choose from two options that differ in the extent of their coverage
  • up to 4 insured risks for one price – assistance to you and your family in case of inability to work, full disability, loss of employment and death 
  • convenience – to obtain the insurance, it is not necessary to wait for a qualifying medical examination or formalities. You will learn immediately whether you qualify for the insurance

Parameters of CREDIT insurance for credit cards

Type of insurance
CREDIT Basic in the event of death, full disability and inability to work  CREDIT Plus in the event of death, full disability, inability to work and loss of employment
Premium (based on the credit limit amount)
  • 0,14%
  • 0,30%
Payment frequency
  • monthly

Parameters of CREDIT insurance for AXA loyalty payment card

Type of insurance
CREDIT in the event of death and permanent disability resulting from an accident 
Premium (based on the credit limit amount)
  • 0,9%
Payment frequency
  • annually

Parameters of CREDIT insurance for the Generali credit card

Type of insurance
CREDIT Basic in the event of death and full disability resulting from an accident
CREDIT Premium in the event of death, full disability resulting from an accident and long-term inability to work
Premium (based on the credit limit amount)
  • 0,9%
  • 2,5%
Payment frequency
  • annually

Are you interested in this product? Choose the way of contacting us that suits you the best.

On-line

Write to us at any time using our contact form.

At a branch

Schedule a meeting at your nearest branch.

By telephone

We are at your disposal on our toll-free line
800 144 441
(7 a.m.–10 p.m. daily).