Not sure if you should set up Smart Banking?

Imagine that:

• you have a long wait at the doctor and you want to save time by making the necessary payments;
• you are in a store and need to verify how much money you have on your account or credit card;
• you want to check that a payment has arrived to your account.

Bank in a mobile – Smart Banking is handy in these and many other situations!

• It’s simple, fast and convenient – At hand whenever you need it, wherever you are.
• It’s safe – It uses state-of-the-art security based on a built-in security key (token) in the mobile.
• It saves time and money – Maintenance of Smart Banking is included in the price of all accounts and by using it you will save significantly on transaction fees. You pay nothing for its activation.
• It’s supported by as many types of mobile phones as possible – UniCredit Bank is the first bank on the Czech market to offer a mobile application for all major types of smartphones as well as for low-end mobile phones with Internet access.
• It offers a wide range of services – In addition to account and card information, it also offers connection to Online Banking and the possibility to use payment templates.

Supported mobile phones

We are the first bank on the Czech market to offer a mobile application tailored for all major types of smartphones.

In addition to smartphones, those owning regular mobile phones can also use Smart Banking, provided they have Internet access on their phones for transferring data between the bank and client.

Wide range of services

• Overview of accounts and balances 
  - Current accounts in CZK and foreign currencies – current and available balance including credit line
  - Term deposits in CZK and foreign currencies – current balance
  - Loan and other accounts – current balance
• History of account transactions
  - Display of account history for a designated period (max. 60 days)
  - Possibility to filter history and to search transactions up to 1 year old
  - Display of pending transactions
• Domestic payments
  - Payments in CZK to another bank
  - Internal transfers in CZK between connected CZK accounts
  - Use of templates saved in Online Banking for repeat payments
• Cards overview
  - Details on debit cards – daily and total limits, expiration date
  - Details on credit cards – current balance, limits, expiration date
• History of card transactions
  - Display of card history for a designated period (max. 60 days)
  - Possibility to filter history and to search transactions up to 1 year old
• Information on current exchange rates
  - Exchange rates for major currencies (buy, sell, and middle)
  - Interactive calculator
• Map of UniCredit branches and ATMs (only for iPhone and Android)
  - Nearest branch or ATM displayed according to the entered address
  - Search for the nearest branch of ATM according to smartphone’s current location
• Useful information
  - Information about the bank – address, SWIFT code
  - Security tips
• Direct calling to the client line

Technical parameters

• Smartphones with operating systems:
  - iPhone (iOS)
  - HTC, Samsung, Sony Ericsson, LG, …(Google Android)
  - Nokia (Symbian)
  - BlackBerry (RIM) 
• Low-end mobile phones supporting Java (simply put, mobile phones supporting for example Java games)
• Minimum available memory in the phone for saving the application: 350 kB
• Activation of data services with your mobile operator and Internet access
• Roaming must be activated to access the application while abroad.

The bank puts the strongest emphasis on the security of direct banking products, and therefore Smart Banking is protected by several levels of security:

• Logging into the application and sending of transactions is secured by a built-in security key (token) which generates at each point in time a unique, time-limited code verified by the bank.
• Data communication between your mobile device and the bank is encrypted.
• Daily limit for transactions – Each client may establish this limit individually (and payments above the determined limit are not allowed).

Are you interested in this product? Choose the way of contacting us that suits you the best.

	On-line Write to us at any time using our contact form.
	At a branch Schedule a meeting at your nearest branch.
	By telephone We are at your disposal on our toll-free line 800 144 441 (7 a.m.–10 p.m. daily).

Conditions for providing the Smart Banking product include having a current account maintained at UniCredit Bank and concluding the Contract for Using Direct Banking Products.