Free of charge
Submitting and evaluating a credit application
CZK 200
Provision of an overdraft debit for a current account
CZK 20 monthly
Administration and maintenance of an overdraft debit for a current account
Free of charge
Change in contractual terms requested by the client
10.2. Mortgage loans
Free of chargeSubmitting and evaluating a credit application
Provision of a loan:
Free of chargePLUS mortgage loan for financing residential real estate (only for individuals)
0.8% of the loan amount, min. CZK 8,000, max. CZK 30,000other mortgage loans for financing residential real estate and a non-purpose, mortgage loan (only for individuals)
1%, min. CZK 8,000mortgage loans for financing real estate intended for lease (for individuals and legal entities)
Administration and maintenance of a loan, including to send a loan account statement:
Free of charge
PLUS mortgage loan
CZK 150 monthly *
other mortgage loans
CZK 50 monthlyAdministration of state contribution to a mortgage loan
CZK 1,000Drawing a mortgage loan based on a motion for registering a right of lien in the land register
Free of chargeIssuing a confirmation for tax purposes on the amount of interest paid
CZK 500Issuing an extraordinary confirmation for tax purposes at the client's request on the amount of interest paid
Free of chargeSending the bank's notice concerning termination of the interest period
CZK 2,000Change in contractual terms requested by the client – in case of change in payment schedule
CZK 5,000Change in contractual terms requested by the client – other changes in conditions
Free of chargeChange in contractual terms – additional agreement for Cardif credit insurance
0.3%Compensation fee for not observing the contractual drawing schedule
Note: The fee is calculated from the amount for which the drawing is extended for each commenced month by which the drawing is extended.
(Client's rate – Discount rate), min. 1%Compensation fee for not fully using a loan
Note: The fee is calculated from the undrawn amount for each commenced year from the date for drawing the full amount until the date of refixing the rate.
(Client's rate – Discount rate), min. 1%Compensation fee for an extraordinary early loan payment, in part or in full
Note: The fee is calculated from the amount of principal paid early for each commenced year until the date of refixing the rate.
*If the client does not have a personal account or current account kept at UniCredit Bank, the fee is set at CZK 300.
10.3. Consumer loans
Free of chargeSubmitting and evaluating a credit application
1% of the loan amount, min. CZK 500Provision of a loan
CZK 50 monthlyAdministration and maintenance of a loan, including to send a loan account statement
Free of chargeIssuing a confirmation on the amount of interest on a loan
CZK 500Issuing a confirmation on the amount of interest on a loan – extraordinary (at the client's request)
CZK 2,000Change in contractual terms requested by the client
Free of chargeChange in contractual terms – additional agreement for Cardif credit insurance
Free of chargeEarly repayment of the entire principle amount of a personal loan
0.3%Compensation fee for not observing the contractual drawing schedule
Note: The fee is calculated from the amount for which the drawing is extended for each commenced month by which the drawing is extended.
(Client's rate – Discount rate), min. 1%Compensation fee for not fully using a loan
Note: The fee is calculated from the amount of principal paid early for each commenced year until the date of refixing the rate.
10.4. Student Loan
Free of chargeSubmitting and evaluating a credit application
Free of chargeProvision of a loan
CZK 50 monthlyAdministration and maintenance of a loan, including to send a loan account statement
Free of chargeChange in contractual terms requested by the client
10.5. Other services
CZK 250 for every commenced 30 minutesConsulting or operations beyond the scope of standard services
CZK 30Notice of an unexecuted payment
CZK 350First reminder (of not meeting contractual conditions)
CZK 500Second reminder (of not meeting contractual conditions)
CZK 650Call for payment of an amount receivable
CZK 1,000Call for payment of the total amount receivable
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