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UniCredit Bank extends its offer with a new type of loan

• UniCredit Bank has introduced to the market during the pre-Christmas period a new type of loan product-a turnover-based consumer loan.
• The loan is intended for all clients of the Bank, with the only condition to have a minimum 6-month history at the bank, and clients can obtain this loan through the end of March next year at the advantageous interest rate of 12% p.a., which is guaranteed for the entire life of the loan.
• One of the main benefits of this product is the simplified approval process, wherein the client need not submit any documentation evidencing income or the purpose of the loan.
• The maximum amount of a turnover-based consumer loan is CZK 200,000.

"We regard our clients as the most valuable asset that we have at the bank and always endeavour to find new and simpler solutions for their needs. Considering the great popularity of sales overdrafts and credit cards, which our clients have been able to make use of for several years, we decided to extend our portfolio of sales products with an instalment consumer loan.

For each client with at least a 6-month history at our bank, we automatically calculate the individual amount of a preapproved credit limit, which the client now can use also in the form of a consumer loan. The entire process is very quick and easy - all that is needed is one visit of the client to the bank and signature of a single document. If everything is in order, the client will have money available in his or her current account on the same day or at the latest on the following day," stated Tomáš Drábek, Retail Segment & Segment Management, UniCredit Bank.

Moreover, the turnover-based consumer loan is provided on a standard basis without collateral. Free evaluation of the loan application and no fee for full early loan payment are also provided as a matter of course.

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