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Overdraft loans

Would you like to have a financial reserve at hand in the event of unplanned expenses or unexpected delay in your income? Then we have a very convenient solution for you – our overdraft loan.

  • A ready reserve on your account – an overdraft loan makes it possible to bridge unexpected financial needs
  • Easy to obtain – an overdraft loan for a current account can be applied for immediately upon opening the current account. The client goes through the bank’s approval procedure
  • Loan granted without credit review – if the client’s relationship with the bank is longer than 6 months, an overdraft loan can be obtained based on the credit turnovers on the client’s current account without verifying his or her creditworthiness
  • Easy access to the loan – the credit can be drawn in cash or noncash form. It is repaid automatically on the basis of payments received on your current account
Parameters of an overdraft loan
Loan purpose
  • Authorised overdraft of a current account
Minimum amount
  • CZK 10 000
Maximum amount
  • CZK 150 000
Loan term
  • 1 year with automatic renewal
Interest rate
  • floating (updated monthly)
Manner of drawing the loan
  • continuously according to the client’s needs

Are you interested in this product? Choose the way of contacting us that suits you the best.

On-line

Write to us at any time using our contact form.

At a branch

Schedule a meeting at your nearest branch.

By telephone

We are at your disposal on our toll-free line

800 144 441 (7 a.m.–10 p.m. daily).