AXA CLUB card is the first card of its kind in the Czech Republic to save you money with every purchase. With an AXA card, you can obtain more money for retirement, pay less in insurance premiums, or invest more.
As an AXA cardholder, you automatically become an AXA CLUB member and thus you can begin taking advantage of unique benefits that the card provides. For every purchase made with your AXA card you earn an AXA bonus, which we will credit to your supplementary pension insurance account or which you can use to pay your third-party liability insurance or household insurance or invest into the unit trusts of AXA Financial Group.
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| The AXA card was awarded first place in the payment cards category of the “Zlatá koruna 2009” competition |
AXA payment card |
The AXA card was awarded first place in the payment cards category of the “Zlatá koruna 2010” competition | The AXA card was awarded first place in the payment cards category of the “Zlatá koruna 2011” competition |
AXA payment card benefits:
- AXA Bonus is 1% of all purchases in the Czech Republic and abroad.
- AXA Bonus of up to 11% of purchases at AXA CLUB partners.
- Home Assistance service (a total value of up to CZK 49,000 per year) free of charge.
- Annual AXA CLUB Travel insurance for CZK 480 protects the cardholder and his or her family around the world.
Financial advantages of the AXA CLUB payment card:
- Free international VISA chip payment card with possibility for paying via the internet.
- Maintenance of the card account free of charge for the first year (monthly fee of CZK 30 not charged in subsequent years if the total noncash turnover in the preceding month is greater than or equal to CZK 3,000).
- Interest-free grace period of up to 45 days.
- Credit limit of up to CZK 250,000, up to CZK 50,000 without having to evidence income.
- Regular monthly statements sent free of charge.
- Minimum monthly payment is 5% of the amount owed.
- Annual state contribution of up to CZK 1,800 and tax exemption for AXA bonuses credited to a supplementary pension insurance account at AXA penzijní fond.
AXA bonus transfer
The AXA bonus is transferred to the product that you choose in the AXA CLUB card application/agreement. What’s more, if you hold more than one AXA Group product to which bonuses may be transferred, you can at any time easily change your choice as to which of them the bonus will be transferred using one of the following methods:
- electronically – via your online account
- by telephone – through the AXA client line at +420 292 292 292
- in writing – by sending a completed form to the contact address of AXA ČR: AXA Česká republika s.r.o., Úzká 488/8, 602 00 Brno
- at an AXA Group branch – by completing this form
By using the AXA CLUB card regularly, you significantly increase the amount you save.
You can use the AXA bonus for:
Supplementary pension insurance – exceptional participant contribution
AXA bonuses are transferred every month to your supplementary pension insurance account and are eligible for a state contribution and tax exemption.
Life insurance – extraordinary premium
AXA bonuses are transferred to your life insurance after reaching the minimum amount of CZK 1,000:
- Investment life insurance
- Children’s life insurance Medvídek
Property insurance – advance on the premium
AXA bonuses are transferred to your property insurance after reaching the minimum amount of CZK 51:
- Home insurance
- Auto insurance
AXA CLUB partners
The following partners are currently associated with AXA CLUB:
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- Detailed information on AXA bonus amounts for individual partners is available on AXA CLUB’s website.
- You can calculate an AXA bonus amount using the AXA CLUB Bonus Calculator.
- You can easily determine here the current status of your supplementary pension insurance account and the amount of AXA card bonuses credited.
- Additional information related to earning and applying AXA bonuses and more is available in the Regulations of the AXA CLUB Loyalty Programme.
Representative example for an AXA CLUB payment card:
| Credit limit on the card |
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| Time period |
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| Monthly/yearly interest rate *) |
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| Card account maintenance fee **) |
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| Monthly payment ***) |
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| APR (effective annual percentage rate) |
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| Total paid by the client |
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| Maximum AXA bonus (11%) that you can receive |
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| Actual outlays after deducting the maximum AXA bonus |
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The APR value and total paid by the client are calculated on the assumption that the stated limit will be drawn in full on the first day after concluding the contract, repaid in 12 equal monthly instalments in the stated amount, and that the interest rate and card account maintenance fee will not change.
*) If the total amount due is always paid by the maturity date, the amount due from noncash transactions is not charged interest (so-called interest-free grace period). As a result, the APR and total amount paid by the client are proportionally reduced.
**) If the card is connected to a selected personal account, the card account maintenance is free of charge.
***) The credit card allows for making monthly payments in varying amounts, but no less than 5% of the total amount due or CZK 300.
The example is calculated in accordance with Act No. 145/2010 Coll., on consumer loans and the amendment of certain acts. In view of the facts that credit cards are mostly issued for an indefinite period, repayment can be made in monthly instalments of varying amounts and it is possible to take advantage of an interest-free grace period, the assumptions under the Act are not usually fulfilled in practice and the values calculated above may differ from actual values.
You can easily obtain the AXA CLUB card:
Through UniCredit Bank:
- Online – fill out the contact form.
- At a branch – schedule a meeting in advance.
- By telephone – call the toll-free telephone line 800 144 441 (7 a.m.–10 p.m. daily).
Through AXA:
- At any AXA branch.
- By visiting a financial advisor/agent – you can request a meeting through the AXA line: 292 292 292, or here.
Conditions for membership in AXA CLUB
- You must be at least 18 years of age.
- You have a contact address in the Czech Republic.
- You are a client of AXA Financial Group.
- You must complete an AXA card application with a financial advisor/agent.
The Business Terms and Conditions for Issuing the AXA CLUB Payment Card and the Contractual Terms and Conditions of the AXA Card are available here. You will find more information regarding AXA CLUB here.
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