• option to select the configuration of the account – maximum 9 banking services to your current account
  
• reasonable price for a freedom of choice
• you configure your own bank account – and pay only for the services that are actually used by you

To your current account you obtain the following:

• option to make 5 or 10 transactions through electronic banking systems free of charge
• option for withdrawals from Group‘s ATMs in Czech Republic and abroad free of charge
• option of having 1 withdrawal from ATMs of other banks in Czech Republic free of charge
• option to choose from 4 direct banking products
• option to choose an electronic or embossed debit card with travel insurance
• option to select an embossed credit card
• option of opening and maintenance of an overdraft line free of charge
• Unique Savings with optimum amounts from CZK 150,000 to CZK 1,200,000, the highest rates of interest earned up to 3.5% p.a. (on the deposit amount), and with no restrictions on the availability of funds

Further to a CZK current account opening and maintenance, you can choose 9 banking services from the following menu, for a monthly fee of CZK 119:

• monthly account statement sent by post within the Czech Republic
• maintenance of a second current account in CZK or foreign currency
• 5 domestic transactions submitted electronically (in CZK) incl. received transactions – performing of transaction
• 5 additional domestic transactions submitted electronically (in CZK) incl. received transactions – performing of transaction
• all cash deposits at a branch (in CZK)
• all withdrawals from the UniCredit Group‘s ATMs in Czech Republic and abroad
• 1 withdrawal a month from ATMs of other banks in the Czech Republic
• opening and maintenance of an overdraft line for a current account
• direct banking – Online Banking, Telebanking, GSM Banking, Smart Banking
• 15 SMS notifications a month (account balance, account movement, card transaction)
• domestic standing order, direct debit or SIPO permission - establishing, changing, account switching, cancelling in paper form
• issue and maintenance of electronic debit card (choice of Visa Electron or Maestro)*
• issue and maintenance of embossed debit card (choice of Visa Classic or MasterCard Standard incl. TRAVEL Basic insurance)*
• issue and maintenance of  Visa Classic credit card*
• issue and maintenance of Visa ČSA credit card with 50 % discount on fee for issue/use of the card*
• TRAVEL Basic insurance
• Unique Savings with an optimum amount of CZK 300,000 and earning interest at a rate up to 3.5% p.a.
  

*Client may have maximum 2 payment cards for the Konto MOZAIKA (i.e. 2 debit cards in combination of 1 electronic and 1 embossed or 1 debit card and 1 credit card). Only a basic credit card can be registered to the account.

Are you interested in this product? Choose the way of contacting us that suits you best.

	On-line Write us at any time. Use our contact form.
	By telephone We are at your disposal on our toll-free line 800 144 441 (7 days a week 7:00 - 22:00).
	At branch Schedule an appointment at your nearest branch.