Conditions for obtaining an overdraft loan

Maintenance and active usage of an account with UniCredit Bank. Submission of documentation required fot the purpose of loan approval. The client has no overdue liabilities obligations to the Tax Authrority and the Czech Social Security Administration. The business is not in bankruptcy or liquidation

TIP

loan provided and maintained within Konto PROFESE free of charge

Depositing cash to an account through a UniCredit Bank ATM
Are the opening hours of your branch sometimes inconvenient for you? Through our ATMs network, you can make not only cash withdrawals but also free-of-charge cash deposits 24 hours a day

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Overdraft Loan Profesional

The overdraft loan is designed for individual entrepreneurs conducting business for at least 1 year within the Czech Republic on the basis of an authorisation other than by trade licence.

Freelance professions include the following: notaries, attorneys, trustees in bankruptcy, auctioneers, court executors, tax advisors, auditors, sworn interpreters, journalists, art agencies, artists and writers, patent representatives, sworn experts, architects, authorised engineers, veterinarians, doctors, pharmacists, insurance brokers.

  • Loan application accepted and evaluated free of charge
  • Loan provided and maintained free of charge as a part of Konto PROFESE
  • Possibility for both cash and noncash drawdown
  • Maximum amount up to CZK 600,000
  • Individual approach by the Bank to risk assessment, including collateral
  • Interest rates established individually
  • Loan can be provided in CZK, EUR or USD
  • A banker and the officers of our Competence Centre for Freelance Professions stand ready to assist you.
  • Non-purpose-bound loan designed to finance the client’s short-term operating needs connected with the client’s main subject of business (e.g. to bridge the time discrepancy between the payment dates of his or her accounts receivable and payable).
  • Loan amount: minimum CZK 30,000, maximum CZK 450,000
  • Loan currency: CZK, EUR or USD
  • Loan term: maximuum 12 months with possibility for renewal
  • Collateral: on an individual basis

Competence Centre for Freelance Professions:

This specialised department will provide you with detailed information about Konto PROFESE and a comprehensive offer of our products and services. Along with your banker, it is available to you at any time:

On-line

Write us at any time. Use our contact form.

At branch

Book an appointment at your nearest branch.

By telephone

We are available to you at our telephone lines:

221 119 950
221 119 955