UniCredit Bank’s credit cards will enable you to pay for your purchases even if your current account does not show a credit balance. In other words, you can make purchases even when you don’t have available funds. Having a credit card allows you recurrently to draw a credit limit and to repay it either by instalments or a single payment of the entire drawn amount. A credit card gives you certainty by creating a financial reserve for unexpected expenses. You can pay for goods and services with your credit card or withdraw cash from ATMs and at bank cash desks in the Czech Republic and abroad.
- possibility to utilise a 45-day interest-free grace period for payments made by credit card
- credit limit of CZK 10 000 to CZK 250 000 according to your needs
- possibility to withdraw cash from ATMs of all UniCredit Group banks abroad for the same fee as from UniCredit Bank’s own ATMs in the Czech Republic
- monthly payment of your choosing (minimum is 5% of the total sum owed)
- the cardholder is liable for all authorised transactions ensuing from misuse of the card until the card is blocked. Your liability for unauthorised transactions is limited to EUR 150. If your PIN is used in transactions made with a lost/stolen card, you will be accountable for all transactions, damages and expenses, even after blocking the card
- possibility to issue a credit card as part of personal accounts free of charge
- possibility to obtain a credit card even without maintaining a current account. In such case, your expenses will be checked by the Online Card system, which provides the user with a summary of credit cards and card transactions.
- possibility to arrange TRAVEL Basic or TRAVEL Plus insurance policies for the cardholder and accompanying family travelling abroad
- supplemental SAFE Basic and SAFE Plus insurance policies for covering damages incurred due to loss or theft of the card
- Possibility to arrange CREDIT Basic or CREDIT Plus insurance policies against inability to pay monthly credit card instalments. CREDIT insurance covers cases of death and permanent disability as well as long-term inability to work and, in the case of CREDIT Plus, loss of employment.)
Are you interested in this product? Choose the way of contacting us that suits you the best.
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On-lineFill out the simple online request form and one of our bankers will contact you as soon as possible. |
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At a branch |
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By telephone
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