Acquiring

Accept cards using UCB terminals!

Advantages of accepting cards:

increase sales (customers will not be limited in their purchases by the amount of cash available to them at a given moment)
better service to foreign clients who prefer noncash payments
simplified payment process
greater security for your company's financial operations
acquisition of new customers or clients
company's improved image

We offer acceptance of electronic and embossed cards from VISA, MasterCard, Diners Club and American Express.

The following services are FREE OF CHARGE:

processing of transactions executed by cards of VISA, MasterCard, and Diners Club associations, as well as of American Express through a broker

lease and installation of stationary and mobile POS terminals, including their maintenance, provided the minimum amount of turnover through cards is met
reliable, stable and fast connection to the authorisation centre
tailor-made system solutions
training for sales staff, helping reduce the risk of potential losses and improving service for card holders
regular summary reporting of executed transactions inpaper or electronic form
identification of your business premises with logos of the accepted cards
professional services
around-the-clock telephone advisory
fast settlement of potential claims
sales slip forms
the reference manual "Instructions for Accepting Cards at Points of Sale" and brochure "Protective Elements of Cards and Security" (detailed manuals on security of accepting cards)

POS terminals

IP terminal (terminal that communicates over an internet network). The contracting partner pays a flat internet fee; no other costs are incurred. The Bank offers this terminal in stationary or mobile Bluetooth versions.

GPRS terminal (communicates through a SIM card from O2 or T-Mobile). The Bank offers this terminal in stationary or mobile versions.
Terminal communicating through an analogue telephone line. The Bank offers this terminal in stationary and mobile Bluetooth versions.
A terminal can also be purchased by your company.

Other services

Connection of a terminal to a cash register - an integrated solution will be implemented in co‑operation with the supplier of the cash processing system.
Creation of a "paired" account configuration - according to your accounting department's requirements for electronic payments (data from the Bank's authorisation centre, data from the cash processing system). Accounting is simplified, work reduced.
Monitoring of payment transactions and payment statistics. In co-operation with the supplier of the cash processing system, we can provide very sophisticated configurations and analyses of all types of payments (cash as well as electronic).
Inspection of POS terminals - self-testing & monitoring service. Terminals conduct checks themselves and send the information to the monitoring centre, which assesses the possibility for the occurrence of a technical problem in the terminal. That means timely identification of glitches. Preventive adjustments or replacement of the terminal eliminates electronic payment failures at the point of sale, increasing convenience for customers. This information can be accessed by the merchant's IT specialists.
Loyalty programme. The contracting partner can at any time expand the functionality of its UniCredit Bank terminals to accept loyalty or rewards cards, which represent a modern and efficient replacement for the much-favoured rewards vouchers. A single terminal enables merchants to accept cards as well as reward and loyalty cards. UCB offers participation in any of these programmes without additional expenses for operating terminals - the partner pays only for the services connected with the programme's operation. Rewards cards and loyalty charge cards are effective instruments for increasing business turnover whatever the type or size of the point of sale.
Foreign currency POS terminals - accepting noncash payments also through cards denominated in EUR and USD with subsequent settlement of the transaction on your account without conversion.
Self-service parking and pay-at-the-pump petrol station machines and kiosks.
Topping up mobile phone credits.
Cleaning cards (of magnetic and chip scanners) for POS terminals.
Active advertising. POS terminal sales slips can be complemented with the given merchant's promotional logo.

If you are interested in terminals for your company or would like to obtain more information, please contact your bank advisor at UniCredit Bank or at the e-mail address acquiring@unicreditgroup.cz.

If you are already accepting cards and are considering updating your equipment or would like to compare the quality of the services you currently use with those of our bank, do not hesitate to contact us. Based on the information stated below, we will prepare a tailor-made proposal for you right away.

Annual turnover via cards
Number and type of POS terminals
Average transaction value
Name and ID No. of your company
Description of the services for which cards will be accepted